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XLF

ETF

Financial Select Sector SPDR Fund

State Street · equity

Current · holdings 2026-09-08
1

Fund snapshot

The basics: what it costs, how big it is, and how it's moved lately.

Short-term · Daily
Gross expense ratio
0.080% (8 bps)Verified source · 2026-01-30
Net assets
$54.59B
Yield
1.40%
Positions
80
Return · 1 yr
+8.7%
Return · 3 yr
+19.8%
-0.2%this week

-0.3% vs the broad market

2

What you actually own

The biggest positions, and where the money is concentrated.

Intermediate · Weekly

Asset mix

80 positions across 3 asset types
Common Stock99.9%
Other0.1%
Cash0.0%

Top holdings

Top 10 = 57% of the fund
  • 1JPMJPMORGAN CHASE + CO11.73%
  • 2BRK-BBERKSHIRE HATHAWAY INC CL B11.48%
  • 3VVISA INC CLASS A SHARES7.57%
  • 4MAMASTERCARD INC A5.70%
  • 5BACBANK OF AMERICA CORP5.04%
  • 6GSGOLDMAN SACHS GROUP INC3.79%
  • 7WFCWELLS FARGO + CO3.33%
  • 8MSMORGAN STANLEY3.21%
  • 9CCITIGROUP INC2.89%
  • 10SCHWSCHWAB (CHARLES) CORP2.16%
Show all 80 positions
  • 11AXPAMERICAN EXPRESS CO2.15%
  • 12BLKBLACKROCK INC1.96%
  • 13COFCAPITAL ONE FINANCIAL CORP1.65%
  • 14SPGIS+P GLOBAL INC1.61%
  • 15PGRPROGRESSIVE CORP1.55%
  • 16CBCHUBB LTD1.50%
  • 17BNYBANK OF NEW YORK MELLON CORP1.38%
  • 18CMECME GROUP INC1.24%
  • 19BXBLACKSTONE INC1.23%
  • 20PNCPNC FINANCIAL SERVICES GROUP1.21%
  • 21USBUS BANCORP1.20%
  • 22HOODROBINHOOD MARKETS INC A1.15%
  • 23ICEINTERCONTINENTAL EXCHANGE IN1.10%
  • 24MRSHMARSH + MCLENNAN COS1.08%
  • 25TRVTRAVELERS COS INC/THE0.96%
  • 26KKRKKR + CO INC0.90%
  • 27MCOMOODY S CORP0.90%
  • 28AONAON PLC CLASS A0.83%
  • 29ALLALLSTATE CORP0.81%
  • 30AJGARTHUR J GALLAGHER + CO0.80%
  • 31TFCTRUIST FINANCIAL CORP0.78%
  • 32APOAPOLLO GLOBAL MANAGEMENT INC0.75%
  • 33STTSTATE STREET CORP0.66%
  • 34AFLAFLAC INC0.65%
  • 35METMETLIFE INC0.64%
  • 36AMPAMERIPRISE FINANCIAL INC0.62%
  • 37FITBFIFTH THIRD BANCORP0.61%
  • 38PYPLPAYPAL HOLDINGS INC0.58%
  • 39XYZBLOCK INC0.53%
  • 40NDAQNASDAQ INC0.53%
  • 41PRUPRUDENTIAL FINANCIAL INC0.51%
  • 42IBKRINTERACTIVE BROKERS GRO CL A0.50%
  • 43MSCIMSCI INC0.50%
  • 44COINCOINBASE GLOBAL INC CLASS A0.49%
  • 45AIGAMERICAN INTERNATIONAL GROUP0.49%
  • 46HIGHARTFORD INSURANCE GROUP INC0.46%
  • 47MTBM + T BANK CORP0.43%
  • 48NTRSNORTHERN TRUST CORP0.42%
  • 49HBANHUNTINGTON BANCSHARES INC0.42%
  • 50ACGLARCH CAPITAL GROUP LTD0.41%
  • 51WTWWILLIS TOWERS WATSON PLC0.38%
  • 52CBOECBOE GLOBAL MARKETS INC0.38%
  • 53RJFRAYMOND JAMES FINANCIAL INC0.38%
  • 54CFGCITIZENS FINANCIAL GROUP0.37%
  • 55ARESARES MANAGEMENT CORP A0.36%
  • 56FISVFISERV INC0.34%
  • 57CPAYCORPAY INC0.33%
  • 58SYFSYNCHRONY FINANCIAL0.33%
  • 59CINFCINCINNATI FINANCIAL CORP0.32%
  • 60RFREGIONS FINANCIAL CORP0.32%
  • 61TROWT ROWE PRICE GROUP INC0.29%
  • 62PFGPRINCIPAL FINANCIAL GROUP0.28%
  • 63GPNGLOBAL PAYMENTS INC0.26%
  • 64WRBWR BERKLEY CORP0.25%
  • 65FISFIDELITY NATIONAL INFO SERV0.25%
  • 66KEYKEYCORP0.25%
  • 67BROBROWN + BROWN INC0.25%
  • 68LLOEWS CORP0.23%
  • 69EGEVEREST GROUP LTD0.18%
  • 70IVZINVESCO LTD0.18%
  • 71AIZASSURANT INC0.17%
  • 72GLGLOBE LIFE INC0.16%
  • 73SSI US GOV MONEY MARKET CLASS0.15%
  • 74JKHYJACK HENRY + ASSOCIATES INC0.14%
  • 75BENFRANKLIN TEMPLETON INC0.13%
  • 76FDSFACTSET RESEARCH SYSTEMS INC0.13%
  • 77ERIEERIE INDEMNITY COMPANY CL A0.08%
  • 78IXAU6XAF FINANCIAL SEP260.01%
  • 79US DOLLAR0.00%
  • 80POUND STERLING0.00%

Sector mix

Financials99.8%
More breakdowns

Company size

Mega56.9%
Large42.8%
Mid0.1%

Country

US99.8%

Industry

Diversified Banks26.2%
Transaction & Payment Processing Services15.7%
Multi-Sector Holdings11.5%
Investment Banking & Brokerage11.2%
Asset Management & Custody Banks8.9%
Financial Exchanges & Data6.9%
3

What could move this fund

The forces this fund tends to react to: broad economic shifts, leading sectors, and its biggest single names.

Long-term · 1–3 yr

Economic forces

  • Interest ratestends to rises with it
  • Economic growthtends to rises with it
  • Labor markettends to falls with it

Leading sectors

  • Financials100%

Biggest names

4

Concentration & overlap

How spread out the fund is, and how much it shares with other funds.

Intermediate · Weekly

Concentration

moderately concentrated

The top 10 holdings make up 57% of the fund, and the single largest is 11.7%.

Show details

Concentration score (HHI): 476. Higher means more of the fund sits in fewer holdings.

Overlap with another fund

Pick a fund to see how many of the same holdings they share.

Overlap with the broad market

  • ACWI7% shared · 70 names
  • FBALX6% shared · 26 names
  • FBGRX1% shared · 7 names
  • FCNTX6% shared · 20 names
  • FCTDX3% shared · 74 names
  • FIWGX0% shared · 26 names
  • FUSIX0% shared · 3 names
  • FXAIX11% shared · 74 names
  • FXNAX0% shared · 41 names
  • IVV11% shared · 74 names
  • QQQ0% shared · 1 names
  • SPY12% shared · 76 names
  • VFIAX11% shared · 75 names
  • VOO11% shared · 75 names
  • VTI9% shared · 75 names
  • VTSAX9% shared · 75 names
  • XOVR1% shared · 1 names
  • DIA15% shared · 5 names
5

Insight summary

A clear read on this fund, written from the data above.

Long-term · 1–3 yr

The Financial Select Sector SPDR Fund focuses on U.S. financial stocks.

This fund has 80 holdings. It is moderately concentrated in its top 10 holdings, which make up 56.9% of the fund. Most of its assets are in common stock. The fund mainly invests in U.S. companies, especially in the financial sector. Key industries include diversified banks and payment processing services. The data is current as of September 8, 2026.

What to watch: Interest rates and economic growth could impact this fund's performance.

6

Data freshness

How current the numbers on this page are.

Short-term · Daily

Holdings as of 2026-09-08 (updated daily).

Holdings as of 2026-09-08 · Prices as of 2026-09-09 · 2 day(s) since last disclosure

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.