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XLF

ETF

Financial Select Sector SPDR Fund

State Street · equity

Recent · holdings 2026-10-22
1

Fund snapshot

The basics: what it costs, how big it is, and how it's moved lately.

Short-term · Daily
Gross expense ratio
0.080% (8 bps)Verified source · 2026-01-30
Net assets
$50.97B
Yield
1.55%
Positions
79
Return · 1 yr
+7.5%
Return · 3 yr
+20.6%
+0.7%this week

+1.1% vs the broad market

2

What you actually own

The biggest positions, and where the money is concentrated.

Intermediate · Weekly

Asset mix

79 positions across 3 asset types
Common Stock99.9%
Other0.1%
Cash0.0%

Top holdings

Top 10 = 57% of the fund
  • 1BRK-BBERKSHIRE HATHAWAY INC CL B12.76%
  • 2JPMJPMORGAN CHASE + CO11.21%
  • 3VVISA INC CLASS A SHARES8.85%
  • 4MAMASTERCARD INC A6.42%
  • 5BACBANK OF AMERICA CORP4.16%
  • 6GSGOLDMAN SACHS GROUP INC3.25%
  • 7WFCWELLS FARGO + CO3.15%
  • 8MSMORGAN STANLEY2.75%
  • 9CCITIGROUP INC2.57%
  • 10AXPAMERICAN EXPRESS CO2.15%
Show all 79 positions
  • 11BLKBLACKROCK INC2.05%
  • 12SCHWSCHWAB (CHARLES) CORP1.86%
  • 13SPGIS+P GLOBAL INC1.71%
  • 14PGRPROGRESSIVE CORP1.67%
  • 15CBCHUBB LTD1.60%
  • 16COFCAPITAL ONE FINANCIAL CORP1.56%
  • 17CMECME GROUP INC1.38%
  • 18BNYBANK OF NEW YORK MELLON CORP1.24%
  • 19MRSHMARSH + MCLENNAN COS1.19%
  • 20USBUS BANCORP1.17%
  • 21ICEINTERCONTINENTAL EXCHANGE IN1.15%
  • 22PNCPNC FINANCIAL SERVICES GROUP1.13%
  • 23BXBLACKSTONE INC1.12%
  • 24TRVTRAVELERS COS INC/THE1.06%
  • 25HOODROBINHOOD MARKETS INC A0.96%
  • 26MCOMOODY S CORP0.92%
  • 27AJGARTHUR J GALLAGHER + CO0.87%
  • 28ALLALLSTATE CORP0.82%
  • 29AONAON PLC CLASS A0.82%
  • 30KKRKKR + CO INC0.81%
  • 31TFCTRUIST FINANCIAL CORP0.74%
  • 32METMETLIFE INC0.69%
  • 33AFLAFLAC INC0.69%
  • 34APOAPOLLO GLOBAL MANAGEMENT INC0.68%
  • 35PYPLPAYPAL HOLDINGS INC0.62%
  • 36FITBFIFTH THIRD BANCORP0.60%
  • 37STTSTATE STREET CORP0.58%
  • 38NDAQNASDAQ INC0.57%
  • 39MSCIMSCI INC0.56%
  • 40AMPAMERIPRISE FINANCIAL INC0.55%
  • 41AIGAMERICAN INTERNATIONAL GROUP0.54%
  • 42XYZBLOCK INC0.54%
  • 43PRUPRUDENTIAL FINANCIAL INC0.51%
  • 44HIGHARTFORD INSURANCE GROUP INC0.47%
  • 45COINCOINBASE GLOBAL INC CLASS A0.47%
  • 46IBKRINTERACTIVE BROKERS GRO CL A0.47%
  • 47ACGLARCH CAPITAL GROUP LTD0.44%
  • 48CBOECBOE GLOBAL MARKETS INC0.43%
  • 49MTBM + T BANK CORP0.40%
  • 50HBANHUNTINGTON BANCSHARES INC0.40%
  • 51WTWWILLIS TOWERS WATSON PLC0.39%
  • 52NTRSNORTHERN TRUST CORP0.38%
  • 53ARESARES MANAGEMENT CORP A0.35%
  • 54RJFRAYMOND JAMES FINANCIAL INC0.35%
  • 55CFGCITIZENS FINANCIAL GROUP0.34%
  • 56CINFCINCINNATI FINANCIAL CORP0.34%
  • 57CPAYCORPAY INC0.34%
  • 58FISVFISERV INC0.34%
  • 59SYFSYNCHRONY FINANCIAL0.31%
  • 60RFREGIONS FINANCIAL CORP0.30%
  • 61TROWT ROWE PRICE GROUP INC0.28%
  • 62PFGPRINCIPAL FINANCIAL GROUP0.27%
  • 63BROBROWN + BROWN INC0.27%
  • 64FISFIDELITY NATIONAL INFO SERV0.25%
  • 65KEYKEYCORP0.24%
  • 66GPNGLOBAL PAYMENTS INC0.24%
  • 67LLOEWS CORP0.24%
  • 68WRBWR BERKLEY CORP0.21%
  • 69EGEVEREST GROUP LTD0.18%
  • 70AIZASSURANT INC0.18%
  • 71GLGLOBE LIFE INC0.16%
  • 72IVZINVESCO LTD0.16%
  • 73FDSFACTSET RESEARCH SYSTEMS INC0.15%
  • 74JKHYJACK HENRY + ASSOCIATES INC0.14%
  • 75BENFRANKLIN TEMPLETON INC0.12%
  • 76ERIEERIE INDEMNITY COMPANY CL A0.08%
  • 77SSI US GOV MONEY MARKET CLASS0.07%
  • 78US DOLLAR0.01%
  • 79POUND STERLING0.00%

Sector mix

Financials99.9%
More breakdowns

Company size

Mega57.3%
Large42.6%

Country

US99.9%

Industry

Diversified Banks24.1%
Transaction & Payment Processing Services17.7%
Multi-Sector Holdings12.8%
Investment Banking & Brokerage9.6%
Asset Management & Custody Banks8.3%
Financial Exchanges & Data7.3%
3

What could move this fund

The forces this fund tends to react to: broad economic shifts, leading sectors, and its biggest single names.

Long-term · 1–3 yr

Economic forces

  • Interest ratestends to rises with it
  • Economic growthtends to rises with it
  • Labor markettends to falls with it

Leading sectors

  • Financials100%

Biggest names

4

Concentration & overlap

How spread out the fund is, and how much it shares with other funds.

Intermediate · Weekly

Concentration

moderately concentrated

The top 10 holdings make up 57% of the fund, and the single largest is 12.8%.

Show details

Concentration score (HHI): 507. Higher means more of the fund sits in fewer holdings.

Overlap with another fund

Pick a fund to see how many of the same holdings they share.

Overlap with the broad market

  • ACWI8% shared · 70 names
  • IVV11% shared · 74 names
  • FXNAX0% shared · 41 names
  • FXAIX11% shared · 74 names
  • FUSIX0% shared · 3 names
  • FIWGX0% shared · 26 names
  • FCTDX3% shared · 74 names
  • FCNTX6% shared · 20 names
  • FBGRX2% shared · 10 names
  • FBALX6% shared · 26 names
  • DIA15% shared · 5 names
  • SPY12% shared · 76 names
  • VFIAX11% shared · 75 names
  • VOO11% shared · 75 names
  • VTI9% shared · 75 names
  • VTSAX9% shared · 75 names
  • XOVR1% shared · 1 names
  • QQQ0% shared · 1 names
5

Insight summary

A clear read on this fund, written from the data above.

Long-term · 1–3 yr

XLF holds 79 investments, almost all U.S. financial company stocks. Its 10 largest holdings make up 57.3% of the fund.

State Street manages XLF, the Financial Select Sector SPDR Fund. Almost all assets are U.S. common stocks in financials. Banks make up 24.1%, and payment processors make up 17.7%. Berkshire Hathaway, Visa, and JPMorgan Chase are among its largest holdings. The holdings data is three days old.

What to watch: Interest rates and economic growth are key reported sensitivities. Holdings data is recent, dated October 22, 2026.

6

Data freshness

How current the numbers on this page are.

Short-term · Daily

Holdings as of 2026-10-22.

Holdings as of 2026-10-22 · Prices as of 2026-10-23 · 3 day(s) since last disclosure

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.