NYSEFinancialsCredit ServicesSnapshot 2026-07-31
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Create your account →Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Revenue growth of about 13.6% per year: revenue growth +13.6% vs 13.6%.
View ThesisRevenue growth is accelerating — up about 14% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, market reaction to earnings.
View ManagementExpectations look high — the market is pricing in about 87% growth a year, above the roughly 15% analysts expect, leaving little room for error.
View ValuationRelatively steady — typically moves about 1% a day.
View RiskVisa's growth through payments volume and transaction expansion has to keep compounding to justify the price. Revenue grew 14% year over year in the latest quarter, and the company beat earnings expectations. It trades at a valuation that looks expensive, with peer multiples implying a price about 88% below where it trades. A specific risk is the potential for a guidance cut, as the next quarter's EPS guidance is low at $2.97 versus a target of $3.14, which could pressure the stock. This read is provisional; our standing thesis is on watch.
Trailing returns as of 2026-07-31. V is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 41 analysts currently covering V (as of Jul 2026).
Based on 17 Wall Street analysts offering 12-month price targets for V in the last 4 months.
A consensus fair price across 5 valuation methods, at three horizons. As of 2026-08-01. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Transaction & Payment Processing Services — fair value, gap to price, and forward P/E.
Job cuts may hinder growth and operational efficiency.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-31. EPS is implied from price ÷ P/E. Not investment advice.
Current $366.13
The last 12 months of price, then the range of analyst 12-month targets from today’s $366.13.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Highlights Visa's competitive position against PayPal.
Advances: Drive growth through payments volume and transaction expansion
Strong revenue growth aligns with payment volume expansion objective.
Advances: Drive growth through payments volume and transaction expansion
Exceeding estimates indicates strong growth in payments volume.
Lower EPS growth guidance may impact investor confidence.
Record revenue and innovations support growth objectives.
Advances: Drive growth through payments volume and transaction expansion
Strong profit performance supports growth through transaction expansion.
Threatens: Execute share repurchase program and maintain dividend growth
Job cut costs may impact share repurchase and dividend growth.
