Remitly (RELY)
NASDAQFinancialsSoftware - InfrastructureSnapshot 2026-10-29
$24.64+1.52%
Close 2026-10-29 · 1-day change
NASDAQFinancialsSoftware - InfrastructureSnapshot 2026-10-29
Research Workspace
Put RELY beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue is growing steadily — about 24% over the past year.
View GrowthRanks in the weakest quality tier of its industry — roughly the bottom 45%, softest on share dilution.
View QualityManagement screens weak on margins.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 2% on a typical day and fell roughly 26% in its worst 12-month stretch.
View RiskRELY depends on recent financial strength, with Q2 FY2026 revenue growth supporting its earnings story. Revenue grew 20% year over year, and reported GAAP earnings beat consensus. RELY trades at 15.5× P/E versus the 12× peer median. The price reflects less growth than our forecast, despite that premium. A next-quarter miss remains possible; our model puts its probability at 20%. The 1.3× peer multiple premium has to be earned. Peer multiples imply a price about 34% below where it trades; our read remains intact. This read is provisional.
Trailing returns as of 2026-10-29. RELY is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 10 analysts currently covering RELY (as of Oct 2026).
Based on 3 Wall Street analysts offering 12-month price targets for RELY in the last 4 months.
Continue this research
Compare RELY with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| RELY Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Transaction & Payment Processing Services — fair value, gap to price, and forward P/E.
Compare the value case
Put RELY next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
CFO selling shares raises concerns about confidence.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
Current $24.64
The last 12 months of price, then the range of analyst 12-month targets from today’s $24.64.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 10% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Increase net income and Adjusted EBITDA
Clearer path to profitability supports income objectives.
Advances: Achieve revenue growth of 20-21% in 2026
Strong transfer growth aligns with revenue growth targets.
Stablecoins pose competitive threat to Remitly.
Director selling shares raises confidence concerns.