Mastercard (MA)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-10-29
$635.70+4.16%
Close 2026-10-29 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-10-29
Research Workspace
Put MA beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — EPS grows at least 20% YoY: Diluted EPS growth: 21.66%.
View ThesisRevenue is growing steadily — about 15% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, margins.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationRelatively steady — typically moves about 1% a day.
View RiskMastercard’s stablecoin expansion has to complement its durable payments network as earnings growth moderates. Revenue growth eased from 16% year over year to 14%, while Q3 2026 EPS beat consensus. It trades at 32× P/E versus a 12× peer median, though expectations look modest versus our view. The valuation premium over peers must be earned; our model puts next-quarter miss probability near 16%. Diluted EPS growth of 21.66% leaves the thesis’s 20% growth pillar under pressure. Peer multiples imply a price about 17% below where it trades; the thesis is on watch, and this read is provisional.
Trailing returns as of 2026-10-29. MA is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 41 analysts currently covering MA (as of Oct 2026).
Based on 12 Wall Street analysts offering 12-month price targets for MA in the last 4 months.
Continue this research
Compare MA with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| MA Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Transaction & Payment Processing Services — fair value, gap to price, and forward P/E.
Compare the value case
Put MA next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Increase net revenue
Reuters reports a strong quarter supported by resilient consumer spending, confirming revenue growth momentum.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
Current $635.70
The last 12 months of price, then the range of analyst 12-month targets from today’s $635.70.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Increase net revenue
Strong quarterly performance and resilient spending support Mastercard's revenue growth objective.
Advances: Increase net revenue
Network and services growth supports revenue objective and confirms ongoing business momentum.
Advances: Maintain EPS growth
Earnings beating estimates on spending supports EPS growth, though the catalyst is incremental.
Potential large UK interchange-fee lawsuit risks costs and limits on pricing.
Advances: Expand stablecoin solutions
Stablecoin security tool advances Mastercard's stablecoin solutions with trust controls.
Advances: Expand stablecoin solutions
Global money platform expands Mastercard's crypto-payment and stablecoin-related capabilities.
Australian surcharge ban raises regulatory precedent risk for card-fee economics.
