PayPal (PYPL)
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-10-30
$57.01+0.11%
Close 2026-10-30 · 1-day change
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-10-30
Research Workspace
Put PYPL beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — EPS at least $5.31 in FY26: Diluted EPS: $1.25 per share.
View ThesisRevenue is growing steadily — about 4% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on earnings delivery, margins, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskPayPal’s branded checkout and Venmo execution must support growth, despite slowing revenue growth. Revenue growth slowed from 7% to 5% to 2%; Q3 2026 EPS beat consensus. PayPal trades at 11× P/E versus the 12× peer median. The price reflects modest expectations, below our growth view. The risk is branded checkout deceleration, pricing pressure, and a 20% next-quarter miss probability. EPS of $1.45 in Q3 remains below the FY26 annual pillar of at least $5.31. Peer multiples imply a price about 4% above where it trades; the thesis is on watch. This read is provisional.
Trailing returns as of 2026-10-30. PYPL is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 45 analysts currently covering PYPL (as of Oct 2026).
Based on 16 Wall Street analysts offering 12-month price targets for PYPL in the last 4 months.
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Compare PYPL with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| PYPL Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-10-30. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Transaction & Payment Processing Services — fair value, gap to price, and forward P/E.
Compare the value case
Put PYPL next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Sharpen transformation plan and advance growth strategies
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-30. EPS is implied from price ÷ P/E. Not investment advice.
Current $57.01
The last 12 months of price, then the range of analyst 12-month targets from today’s $57.01.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Higher 2026 EPS outlook and transaction-margin target support growth and profitability objectives.
Advances: Improve execution and cost structure to enhance profitability
Higher earnings guidance supports profitability, though slow revenue growth tempers evidence of a durable turnaround.
Advances: Sharpen transformation plan and advance growth strategies
CEO cites turnaround progress and a higher annual profit forecast, supporting execution and growth priorities.
Advances: Sharpen strategy and accelerate growth
Higher full-year outlook and CEO emphasis on turnaround support accelerated growth and strategy execution.
Threatens: Improve execution and cost structure to enhance profitability
Higher profit guidance is constructive, but Q3 revenue shortfall signals execution risk.
Advances: Sharpen strategy and accelerate growth
Higher guidance and improving turnaround indicators support the stated strategy.
Advances: Sharpen strategy and accelerate growth
Reuters reports a raised 2026 profit forecast, supporting turnaround progress.
Threatens: Sharpen strategy and accelerate growth
Downgrade citing weakening trends signals a credible growth concern, though it is not a fundamental catalyst.
