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NASDAQFinancialsInformation Technology ServicesSnapshot 2026-06-16
Watch· this month
$129.29-0.81%
Close 2026-06-16 · 1-day change
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
The bottom line
Recent financial performance is neutral. Earnings quality is mixed. Management's recent track record has been unsteady, with frequent disruptive changes. Risk is moderate, and the sector backdrop is a headwind. Compared with sector peers, JKHY is typical. Peer multiples imply a price about 26% below where it trades (it looks expensive on this basis); the read is fair. If JKHY reverses and cuts guidance after recently raising, that could hurt credibility.
as of 2026-06-16
Quick facts
- Exchange
- NASDAQ
- Sector
- Financials
- Industry
- Information Technology Services
- Market cap
- $9.11B
- Employees
- 2,810
- IPO date
- 1995-05-12
- Next earnings
- 2026-08-18
Price
Daily closes. Earnings/event dots are placed inline.
Adjusted daily closes (split & dividend). Scroll over the chart to zoom; click a range to reset.
EarningsMaterial event
What's priced in
(what the market already expects)What it's worth (estimated)
A consensus fair price across 8 valuation methods, at three horizons. Current price $129.29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
12-month· primaryfull
$102.30consensus
Range $90.72 – $114.28
vs price: +26% above
Method agreement — · 8 methods
No-growth: today's peer multiple on trailing earnings. The headline read.
3-yearfull
$112.90consensus
Range $101.79 – $195.96
vs price: +15% above
Method agreement — · 7 methods
Embeds projected growth. Leans optimistic by design. Upside context.
5-yearfull
How much to trust our fair value
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
Durable premiumlow confidence
At $129 the market pays 19× p/e — above the 15× p/e peer median but in line with its own 32× history. That premium reflects a durable franchise our peer-anchored $102 fair value understates; treat the 'expensive vs peers' read with low confidence. Analysts: $165–$196. Not investment advice.
Multiple (P/E)
19.0x
peer 14.6x · own history 31.8x
Premium
1.3x peer
0.6x its own history
Growth the price needs
26%
our forecast 13%
Our fair value
$102.30
range $88.93 – $111.91
Analyst range(a guide on our number, not a target)Our number is below the analyst range
How this stock is priced
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Long-term · 1–3 yr
fullfair12-month view
What's priced inStretched
The market is pricing in roughly 26% near-term growth, ahead of our forecast of about 13%. This describes what's priced in, not a forecast of the move.
Low fragilityrisk posture, not a price call
No fragility gates fired. Regime (Mania) does not concentrate fragility.
Historical context
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
How strong is the business
(quality & execution)Factor signals
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Recent financial performance
neutralOperating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 52% of the time over the next year (vs 61% for the rest of the cohort, n=4936).
42nd pctl · Financials
Earnings quality
neutralOver the trailing year it converted 1.51x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 58% of the time over the next year (vs 55% for the rest of the cohort, n=4725).
67th pctl · Financials
Macro sensitivity
Not enough signal yet.
Not enough signal to read sensitivity to the broad stock market, real (inflation-adjusted) rates, long-term interest rates, the US dollar, Fed net liquidity.
Management & capital allocation
volatile11 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated volatile grew net income 54% of the time over the next year (vs 57% for the rest of the cohort, n=3774).
Earnings setup & market context
The next print and the backdrop around it (sector regime and the AI cycle). Context for the path, not a forecast of returns.
Earnings setup · pre-print positioning
forward-looking
Strongly bearishEPS revised -5.0% / 30d, n=8for period ending 2026-06-30
Why this setup
Consensus revisions
EPS estimate $1.52 → $1.44 (-5.0% / 30d). 0 raised, 7 cut, 8 covering analysts.
Rating actions
0 upgrades, 0 downgrades / 30d. 76% of analysts rate Buy.
Material events
0 positive, 1 negative / 30d. See F4 management tile for the event list.
Sector context
Intermediate · WeeklySector phase: financials is in growth, with decelerating (~3.2 years in phase).
Sector regime (90d momentum): headwind.Management scorecard
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Long-term · 1–3 yr
Overall: weak
- Capital allocation
- neutral
- Earnings discipline
- neutral
- Margin discipline
- strong
- Balance sheet
- neutral
- Guidance credibility
- weak
- Post-call reaction
How bumpy is the path
(risk while you hold it)Risk: how this stock moves
What a normal day, a bad day, and the worst of the last year would mean for a $10,000 position.
Intermediate · WeeklyLong-term · 1–3 yr
On a typical day, $10k can swing ±$99.
How much price usually moves either way.
On a bad day, this stock has moved -$270.
A rough but not unusual down day (about the 95th percentile).
In the worst 12 months, $10k could have lost $3,436.
Deepest peak-to-trough drop in the last year.
moderateas of 2026-06-16
Past results, not a forecast. Not investment advice.
What would change the read
(catalysts & re-read triggers)What changed
The most important moves since the prior daily snapshot.
Short-term · Daily
- No material changes since the prior snapshot.
No material changes since the prior snapshot.
as of 2026-06-16
What to watch next
Specific, dated things to watch for, each with what would confirm it and what would prove it wrong.
Intermediate · Weekly
- Either wayHigh confidenceMonthsactive 22d
Watch for Q4 revenue guidance changes
Why it matters: Changes in revenue guidance can show shifts in business strength and market conditions.
What confirms / what disproves
Confirms one read:Management raises full year revenue guidance from $2,521 million to $2,533 million.
Confirms the other:Management has cut the full year revenue estimate. It is now below current expectations.
Management priorities
News catalysts
Recent news graded against this company's own objectives — whether it reinforces or challenges the thesis, and how confirmed it is.
- 2026-06-133d agoYahoo! Finance
Advances: Stock repurchase program expansion
Stock buyback supports capital allocation objectives.
ReinforcesConfirmed
This sector is also watching
- Watch for revenue growth dropping below 10% across major banks
What could change this view
Conditional scenarios: if X happens, the view would shift in this direction. These are not predictions.
Intermediate · Weekly
Upside triggers
- If the sector bellwether FIS keeps beating earnings and guiding higher, the Financials sector momentum should keep lifting JKHY and other Financials names. Worth watching FIS for early signals.
Downside triggers
- If JKHY reverses and cuts guidance after recently raising (RAISED as of 2026-05-05), that's the worst kind of move: a credibility hit on top of the lower number. Stocks usually get punished disproportionately for this.
- If the Fed starts cutting rates from the current 3.62%, that would weigh on JKHY and other Financials names, since the sector usually outperforms when rates stay high.
- If the sector bellwether FIS starts missing or guiding lower, the Financials tailwind helping JKHY and other Financials names could fade. Watch FIS for early warning.
- If GDP growth slows materially from the current 2.6% (say, below 2%), it hits JKHY and other Financials names harder than the average stock, since the sector is growth-sensitive.
Recent events
(material 8-K / filing activity)Material updates
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
- 2026-06-0413d agoItem 5.02
Chair of the Board of Directors — David B. Foss: David B. Foss is retiring from his role as Chair of the Board.
Executive changenegative
Score history
Whether the overall read has been drifting up or down lately, and how it's changed since last week.
-0.7 vs last weeklatest as of 2026-06-17
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.