Getting Started
What is QuarterlyIQ?
QuarterlyIQ produces two primary views from one research system:
- The Report: a source-linked company analysis covering business condition, growth, quality, management, valuation, risk, and thesis, rebuilt every market day.
- The Portfolio Manager: an all-portfolios overview plus individual portfolio pages for positions, risk, income, tax, macro context, and fund look-through.
The Weekly Brief, alerts, screening, and economy views support those two offerings.
Every number traces to a source you can check (see Coverage & Data Sources), and we never predict price direction (see How We Keep AI Honest).
Who it's for
Self-directed investors who own real positions (typically 10 to 40 holdings across stocks, funds, and ETFs) and don't watch the market all day. It is not built for day trading or millisecond signals; the core research cadence is each market day.
How the site is organized
- Portfolios: the landing page after sign-in, showing the all-portfolios overview, plan usage, and links to each individual portfolio.
- Research: the watchlist (names you follow but don't own), the screener, and weekly recaps.
- Reports: the full company analysis for a covered stock or fund.
- Weekly Brief: a supporting review of what changed, what needs attention, and what is ahead.
- Economy pages: the macro context behind your book; supporting cast, not the star.
No account yet? The portfolio sample shows the overview and individual-portfolio structure. The Brief preview uses one fixed, curated sample book. Holdings are added only after signup.
My Brief
The brief answers three questions, in order: Am I okay? Did anything change? What do I need to do? It reads top to bottom in under a minute on a quiet week.
The verdict line
The first line reports what's new since you last looked, not a restatement of everything. “Nothing new since Thursday across your 11 names” means we re-checked everything and found no new changes. Ongoing conditions you've already seen become small chips (“On watch: INTC · since May 6”) instead of nagging in the headline every day. The right side carries your portfolios' value and one-week move.
What to watch this week
The week's dated catalysts for your names: macro releases (CPI, jobless claims, Fed decisions) and earnings for stocks you track. Each card shows our forward read going in, then flips in place to the result when it publishes. Only the current week's events live here; further-out dates live in the calendar at the bottom.
Holdings that changed
Your names split into Needs attention (a thesis state moved, or something material hit) and Quiet this week(no material thesis changes, each carrying its green On-thesis badge). Quiet is a feature: it's the proof we checked.
Market, macro & sector pressure
The backdrop: a market-weather read over the recent sessions (calm / choppy / stormy, with the evidence), how many of the 11 sectors are in headwind vs tailwind, and tiles for rates and inflation with their current stance. This is context for your book, not a generic dashboard.
What happens next
The next real catalysts in delivery order: one card per day that actually has an event (earnings days highlighted). Quiet stretches show as gaps between dates, not as empty boxes.
Thesis Monitoring
Your thesis is the reason you own a stock. QuarterlyIQ tracks whether the business still supports it, and says so with one badge.
The three thesis states
- ● On thesis (green): the fundamentals still support the reason you own it.
- ◐ Watch(amber): something durable slipped (for example, financial performance fell below the industry cohort) but it hasn't freshly broken. Worth keeping an eye on, not worth panicking over.
- ▽ Weakened (red): the reason you own it has durably deteriorated. This is the state that triggers an alert.
States are computed from fundamentals (quality, earnings quality, factor regime), never from price moves. Each badge carries its since-date and the plain-English reason.
Thesis-change alerts
When the system identifies a material thesis change, the alert names what changed and why it matters. Alerts are a supporting benefit of the Report and Portfolio Manager and are intentionally selective.
An alert never says sell. It says: the reason you own this changed; re-read it while you still have time to decide.
The all-clear
On broad market drops, the brief tells you the opposite of an alarm: “Markets fell broadly today. We checked your book: your theses are intact. This is noise.” Knowing when not to act is half the value of being watched.
Stock Pages
The four questions
Every stock page is built so you can read four answers straight off the screen:
- What kind of bet is this? Quality at a fair price, a value setup, a potential value trap, or priced for perfection.
- What's already priced in? The conditional valuation gap vs peers; never a price target.
- What are the fundamentals likely to do? The one forecast we can defend: strong earnings quality tends to precede stronger earnings growth. We show the track record behind that claim.
- What does it hinge on?The conditional thesis, e.g. “lives or dies on the data-center ramp,” with the scenarios that would change the story.
Signals & plain-English reads
Signals are shown as labeled pills (recent performance, value, earnings quality) with plain-English tiers, never one mystery score. Risk is reframed in real dollars: what a $10,000 position typically swings on a normal day and what the worst stretches of the past year would have meant. Changes are ranked by how much they matter, with severity in words, not jargon.
Every read on the page carries a small info icon linking to its full definition. For the complete reference, see Metrics & Methodology.
Management promises
We pull the objectives management states on earnings calls and in filings, then follow each one quarter to quarter and mark it Confirmed or Disproved. A chatbot reads a filing once; we keep score.
Portfolio & Watchlist
My Portfolioholds what you own: positions (pasted or imported), market value, unrealized P&L, how much the whole book swings vs the market, concentration, and worst past drawdown, with a thesis-state badge on every row. The watchlistis for names you follow but don't own; they get the same weekly read and thesis states, so a candidate that quietly breaks never makes it into your book unnoticed.
The brief always reads your owned book first; watch-only names ride along as the radar.
Fund & ETF X-ray
Own an ETF or mutual fund? The X-ray looks through it to the real companies inside: which businesses you actually own, how much of each, where the same name shows up in several funds, and your true sector exposure across every account. Fund holdings then feed the same watch: if a company you hold through a fund breaks its thesis, that still touches your book.
Screener
The screener filters thousands of US stocks by the same transparent characteristics the brief uses: recent financial performance, value, and earnings quality, plus sector regime. It is characteristic-based exploration, not a leaderboard of predictions. We do not claim these stocks will go up; we tested that directly and no honest tool can. Use it to find names matching a profile (“robust quality, reasonable valuation, sector with a tailwind”), then read each one honestly on its stock page. Each column is defined in Metrics & Methodology.
Economy Pages
Macro is the supporting cast: it exists to answer “what does this mean for the stocks I own?”, and the brief pulls its macro context from here automatically.
Dashboard & indicator pages
The economy dashboard puts every major US indicator on one screen: latest value, trend, risk badge, and next release date. Each row opens a deep-dive page (CPI, PCE, GDP, labor, jobless claims, Fed rates, yield curve) with full history, component drivers, consensus expectations, and the AI brief. Jobless claims print weekly, most others monthly or quarterly, the yield curve daily.
Sector regimes
All 11 sectors carry a regime read (tailwind / neutral / headwind) and a lifecycle view of where each sits in its cycle, refreshed as economic data lands. The brief's “sector pressure” section and the screener's sector context both come from here.
The AI field contract
Economy pages carry four AI-written fields, and each label always maps to the same underlying field: Headline (one sentence on the current state), Summary (the why behind it), Momentum (direction and pace of change), and Risk (what could go wrong). If a field is missing you see a dash, never another field silently swapped in.
How We Keep AI Honest
- We never predict price direction.We backtested our own signals against future price moves and they are a coin flip, consistent with decades of research. Any surface implying a price call would be dishonest, so we don't ship one.
- Numbers come first.Every AI explanation sits next to the data it describes and is generated only from those numeric drivers. It can't invent sources or figures.
- Strict field contracts. Labels map to exactly one backend field. Missing data renders as a dash, never a silent substitution.
- Receipts. Validated claims (like earnings quality preceding earnings growth) are shown with their sample sizes and time periods, including where we have no edge.
- Precision over noise.Alerts are tuned so that when we speak, it's real. The ambiguous middle becomes a Watch state, never a forced yes/no.
Coverage & Data Sources
QuarterlyIQ covers 4,000+ US stocks across all 11 sectorsand 45+ funds and ETFs. If you add a name we don't cover yet, we automatically start ingesting it.
Everything is built from primary sources:
- SEC filings: 10-Ks, 10-Qs, 8-Ks, and press releases, read as they land.
- Earnings calls: transcripts, including the management objectives we track quarter to quarter.
- Market data: prices, fundamentals, and analyst estimates.
- FRED / BEA / BLS / Federal Reserve / U.S. Treasury: the official economic series behind the economy pages.
If a reading ever looks wrong or stale, tell us. We'd rather fix it fast than have you trust a bad number.
FAQ & Support
Short answers to common questions live on the FAQpage. If you can't find what you need, contact us.