NYSEFinancialsBanks - RegionalSnapshot 2026-07-31
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Create your account →Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue is growing steadily — about 9% over the past year.
View GrowthRanks in the weakest quality tier of its industry — roughly the bottom 42%, softest on share dilution.
View QualityManagement screens strong on earnings delivery, margins, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationRelatively steady — typically moves about 1% a day.
View RiskPNC's growth from the FirstBank acquisition supports its strong revenue trajectory. Recent earnings showed a 12% year-over-year revenue increase and a beat of expectations. It trades at 1.6 times price-to-book, above the peer median of 1.4 times. This suggests the price reflects modest growth expectations compared to our view. If PNC cuts guidance, it could negatively impact its stock price. Peer multiples imply a price about 8% below where it trades. Our read is provisional.
Trailing returns as of 2026-07-31. PNC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 23 analysts currently covering PNC (as of Jul 2026).
Based on 14 Wall Street analysts offering 12-month price targets for PNC in the last 4 months.
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-08-01. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Advances: Maintain strong capital position and return capital to shareholders
Strengthens capital position and supports shareholder returns.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-31. EPS is implied from price ÷ P/E. Not investment advice.
Current $249.87
The last 12 months of price, then the range of analyst 12-month targets from today’s $249.87.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Integration of FirstBank acquisition
Strong loan growth and net interest income forecast supports growth objectives.
Advances: Integration of FirstBank acquisition
Strong loan growth supports integration of FirstBank acquisition.
Advances: Integration of FirstBank acquisition
Strong performance supports growth from FirstBank acquisition.
Advances: Maintain strong net interest margin
Beating estimates supports strong net interest margin objective.
Advances: Integration of FirstBank acquisition
Record revenue from FirstBank acquisition confirms growth strategy.
Advances: Maintain strong net interest margin
Strong capital markets revenue enhances net interest margin.
Advances: Integration of FirstBank acquisition
Record revenue from FirstBank acquisition confirms growth strategy.
