NYSEFinancialsCapital MarketsSnapshot 2026-07-31
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Create your account →Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Investment Banking & Brokerage is in expansion. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Maintain revenue near $23.9B in FY26: revenue not reported vs $23.9 billion by FY26.
View ThesisRevenue growth is accelerating — up about 21% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, margins, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskSCHW's strong revenue momentum has to continue to justify its current valuation. Revenue grew 21% year over year in the latest quarter, and the company beat earnings expectations with a reported EPS of $1.62. It trades at 18× P/E versus a peer median of 21×, indicating that the price reflects less growth than forecasted. A specific risk is the potential for SCHW to cut guidance on the next call, which our model puts at a 19% probability of missing expectations. Peer multiples imply a price about 6% above where it trades. This read is provisional; the thesis is on watch due to pressure on a primary pillar.
Trailing returns as of 2026-07-31. SCHW is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 22 analysts currently covering SCHW (as of Jul 2026).
Based on 9 Wall Street analysts offering 12-month price targets for SCHW in the last 4 months.
A consensus fair price across 9 valuation methods, at three horizons. As of 2026-08-01. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Investment Banking & Brokerage — fair value, gap to price, and forward P/E.
Our valuation methods disagree too much on this name right now. Rather than print a number we don't believe, we're holding it back until they converge.
Ditching robo-adviser may hinder client asset growth.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-31. EPS is implied from price ÷ P/E. Not investment advice.
Current $105.24
The last 12 months of price, then the range of analyst 12-month targets from today’s $105.24.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Threatens: Maintain strong revenue momentum
Record revenue but stock falls indicates market concerns.
Advances: Maintain strong revenue momentum
Exceeding forecasts indicates strong revenue momentum.
Advances: Achieve record GAAP EPS
Record profit indicates strong EPS growth potential.
Advances: Maintain strong revenue momentum
Surge in profits indicates strong revenue momentum.
Threatens: Maintain strong revenue momentum
Stock slide despite revenue suggests market concerns.
Downgrade on valuation concerns could impact momentum.
Advances: Maintain strong revenue momentum
Retail trading boom enhances revenue momentum significantly.
