Charles Schwab Corporation (SCHW)
NYSEFinancialsFinancial - Capital MarketsSnapshot 2026-10-30
$88.05-1.59%
Close 2026-10-30 · 1-day change
NYSEFinancialsFinancial - Capital MarketsSnapshot 2026-10-30
Research Workspace
Put SCHW beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Investment Banking & Brokerage is in expansion. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue growth is accelerating — up about 20% over the past year.
View GrowthRanks in the weakest quality tier of its industry — roughly the bottom 45%, softest on free-cash-flow yield.
View QualityManagement screens strong on capital allocation, earnings delivery, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskSchwab's bet centers on growing client assets and engagement through new assets, lending, and AI-assisted service. Revenue growth eased from 21% to 17% year over year, though Q3 earnings still beat consensus. Shares trade at 15× earnings versus the 17× peer median; expectations look modest versus our view. A next-quarter miss remains possible, with our model placing its probability at 18%. The premium over peers must be earned if record earnings fail to sustain confidence. Peer multiples imply a price about 11% above where it trades; our read remains intact. This read is provisional.
Trailing returns as of 2026-10-30. SCHW is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 24 analysts currently covering SCHW (as of Oct 2026).
Based on 16 Wall Street analysts offering 12-month price targets for SCHW in the last 4 months.
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Compare SCHW with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| SCHW Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 9 valuation methods, at three horizons. As of 2026-10-30. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Investment Banking & Brokerage — fair value, gap to price, and forward P/E.
Our valuation methods disagree too much on this name right now. Rather than print a number we don't believe, we're holding it back until they converge.
Compare the value case
Put SCHW next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Drive client asset growth and engagement
Tax-aware strategy may attract affluent assets and deepen engagement, supporting client asset growth.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-30. EPS is implied from price ÷ P/E. Not investment advice.
Current $88.05
The last 12 months of price, then the range of analyst 12-month targets from today’s $88.05.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Threatens: Achieve record GAAP earnings per share
Record earnings but shares fall indicates market skepticism.
Advances: Drive client asset growth and engagement
Profits climb due to new assets and lending, driving growth.
Advances: Drive client asset growth and engagement
AI assistant enhances client engagement and asset growth.
AI threat from Vanguard could impact client asset growth.
Legal issues could impact client trust and asset growth.
AI integration enhances client engagement and asset growth.
Advances: Drive client asset growth and engagement
AI initiatives likely enhance client engagement and asset growth.
