Bank of America (BAC)
NYSEFinancialsBanks - DiversifiedSnapshot 2026-10-29
$51.14+0.57%
Close 2026-10-29 · 1-day change
NYSEFinancialsBanks - DiversifiedSnapshot 2026-10-29
Research Workspace
Put BAC beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Achieve revenue near $30.3 billion in 2026: Revenue: $31.56B.
View ThesisRevenue is growing steadily — about 10% over the past year.
View GrowthRanks among the strongest in its industry on quality — around the top 11%.
View QualityManagement screens strong on capital allocation, earnings delivery.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskBAC’s case rests on sustained earnings growth, supported by cash-backed profits and rising net interest income. Revenue growth slowed from 15% in Q2 FY2026 to 3% in Q3, which missed earnings expectations. BAC trades at 1.2× P/B versus the 1.3× peer median and its 1.3× historical multiple. The price reflects less growth than our view expects. The specific pressure is 2026 revenue of $31.56 billion against a pillar near $30.3 billion. The latest earnings miss adds risk, with a 17% next-quarter miss probability. Peer multiples imply a price about 9% above where it trades; the thesis is on watch, and this read is provisional.
Trailing returns as of 2026-10-29. BAC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 26 analysts currently covering BAC (as of Oct 2026).
Based on 11 Wall Street analysts offering 12-month price targets for BAC in the last 4 months.
Continue this research
Compare BAC with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
Compare now without an account. Saving and monitoring require an account.
| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| BAC Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Compare the value case
Put BAC next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Employee arbitration lawsuit creates limited legal and reputational risk, without clear impact on core objectives.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
Current $51.14
The last 12 months of price, then the range of analyst 12-month targets from today’s $51.14.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
A DOJ investigation request raises potential regulatory and reputational risk, but no finding or enforcement action is stated.
Senator seeks DOJ criminal probe over alleged AML violations, creating significant regulatory and reputational risk.
Advances: Enhance digital banking capabilities
Planned branch expansion modestly extends BAC’s physical banking presence.
Advances: Enhance digital banking capabilities
Officially announced market expansion supports broader customer access, though it is not a digital initiative.
Advances: Enhance digital banking capabilities
Reuters reports expansion into new markets, supporting broader customer access.
Advances: Enhance digital banking capabilities
Officially announced market expansion supports broader customer access and banking capabilities.
Threatens: Maintain strong capital returns to shareholders
Rising yields may increase bond losses and constrain buybacks, pressuring capital returns.
