NYSEFinancialsCredit ServicesSnapshot 2026-07-31
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Create your account →Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Consumer Finance is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Achieve 9-10% revenue growth in 2026: 10.0% vs target 9%.
View ThesisRevenue is growing steadily — about 9% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, margins, the balance sheet.
View ManagementExpectations look high — the market is pricing in about 40% growth a year, above the roughly 16% analysts expect, leaving little room for error.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskAmerican Express's growth depends on achieving 9-10% revenue growth in 2026. Recent earnings beat expectations, with revenue growing 10% year over year. It trades at 6.7 times price-to-book, while the peer median is 2.0 times. The market seems to expect more growth than is realistic. If American Express cuts guidance after raising it, that could hurt credibility. Peer multiples imply a price about 40% below where it trades. This read is provisional.
Trailing returns as of 2026-07-31. AXP is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 32 analysts currently covering AXP (as of Jul 2026).
Based on 11 Wall Street analysts offering 12-month price targets for AXP in the last 4 months.
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-08-01. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Consumer Finance — fair value, gap to price, and forward P/E.
Advances: Achieve 9-10% revenue growth in 2026
Revenue guidance increase supports growth objective.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-31. EPS is implied from price ÷ P/E. Not investment advice.
Current $336.25
The last 12 months of price, then the range of analyst 12-month targets from today’s $336.25.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Achieve 9-10% revenue growth in 2026
Supports revenue growth objective through fee increases.
Plummeting shares indicate potential issues affecting guidance.
High spending indicates strong revenue growth potential.
Threatens: EPS guidance of $17.30 to $17.90 for 2026
Stock drop may signal investor concerns about guidance.
Advances: Achieve 9-10% revenue growth in 2026
Higher spending supports revenue growth objective.
Advances: EPS guidance of $17.30 to $17.90 for 2026
Earnings call insights align with EPS guidance.
Advances: Achieve 9-10% revenue growth in 2026
Increased guidance directly supports revenue growth target.
