American Express (AXP)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-10-29
$323.71+1.81%
Close 2026-10-29 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-10-29
Research Workspace
Put AXP beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Consumer Finance is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Achieve 9-10% revenue growth in 2026: Revenue growth: 7.84%.
View ThesisRevenue is growing steadily — about 9% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on capital allocation, earnings delivery, the balance sheet.
View ManagementExpectations look high — the market is pricing in about 24% growth a year, above the roughly 13% analysts expect, leaving little room for error.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskAmerican Express depends on 9-10% revenue growth, but reported growth eased to 9%. Its premium reflects expected growth beyond our forecast. Q3 revenue rose 9%, and earnings beat estimates. Revenue growth slowed from 11% in Q1 to 10% in Q2. AXP trades at 6.1× P/B versus peers’ 1.4× median. Expectations look full, since the market prices more growth than we forecast. Revenue growth of 7.84% is below the 9-10% 2026 pillar. Our model puts the next-quarter miss probability at 18%. Peer multiples imply a price about 24% below where it trades. This read is provisional.
Trailing returns as of 2026-10-29. AXP is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 31 analysts currently covering AXP (as of Oct 2026).
Based on 9 Wall Street analysts offering 12-month price targets for AXP in the last 4 months.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| AXP Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 12 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Consumer Finance — fair value, gap to price, and forward P/E.
Compare the value case
Put AXP next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Threatens: Manage expenses while funding growth investments
Workforce cuts signal restructuring and may reduce costs, but could constrain growth investments.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
Current $323.71
The last 12 months of price, then the range of analyst 12-month targets from today’s $323.71.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 10% on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Manage expenses while funding growth investments
Higher profit guidance alongside layoffs supports expense management, though the headline gives no forecast details.
EPS guidance of $17.30 to $17.90 for 2026
Workforce cuts alongside a higher 2026 profit outlook support earnings, but do not establish EPS guidance.
Advances: EPS guidance of $17.30 to $17.90 for 2026
A raised 2026 EPS outlook directly strengthens confidence in the earnings objective.
Advances: Achieve 9-10% revenue growth in 2026
Reaffirmed 10% revenue growth and higher EPS outlook exceed tracked 2026 EPS guidance.
Advances: EPS guidance of $17.30 to $17.90 for 2026
Earnings-call transcript may provide substantive guidance and execution evidence for 2026 objectives.
Threatens: Achieve 9-10% revenue growth in 2026
Reported global layoffs raise execution and cost-pressure concerns, though do not directly disprove growth targets.
Threatens: Achieve 9-10% revenue growth in 2026
A 5% workforce cut highlights cost pressures that could weigh on growth execution.
