NYSEFinancialsBanks - DiversifiedSnapshot 2026-07-31
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Create your account →Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Control noninterest expenses near $55.7 billion: noninterest expenses $55.7 billion vs $56 billion target.
View ThesisRevenue is contracting — down about 0% over the past year.
View GrowthRanks in the weakest quality tier of its industry — roughly the bottom 34%, softest on free-cash-flow yield.
View QualityManagement screens strong on capital allocation, margins.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskWells Fargo's growth depends on maintaining net interest income near $50 billion. Recent earnings showed a 9% revenue increase and a 15.6% earnings surprise. It trades at 1.5× price-to-book, which is in line with the 1.4× peer median. The price reflects less growth than expected, indicating modest expectations. A specific risk is the 12% chance of a miss in the next quarter. Peer multiples imply a price roughly in line with where it trades; this read is provisional.
Trailing returns as of 2026-07-31. WFC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 26 analysts currently covering WFC (as of Jul 2026).
Based on 6 Wall Street analysts offering 12-month price targets for WFC in the last 4 months.
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-08-01. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Resolves legal issues, improving operational stability.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-31. EPS is implied from price ÷ P/E. Not investment advice.
Current $86.45
The last 12 months of price, then the range of analyst 12-month targets from today’s $86.45.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Return capital to shareholders via stock repurchases and dividend increases
Dividend hike supports capital return objectives.
Bond offerings can enhance capital for shareholder returns.
Advances: Drive broad-based revenue growth across all operating segments
Asset cap removal supports revenue growth potential.
Advances: Return capital to shareholders via stock repurchases and dividend increases
Dividend increase supports capital return objectives.
Wells Fargo's estimate cut may impact revenue growth expectations.
AI transition may impact revenue growth outlook.
Lower FRE estimate may impact revenue growth outlook.
