NYSEFinancialsBanks - RegionalSnapshot 2026-07-31
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Create your account →Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Sustain revenue growth near 5% annually: revenue +10.1% vs 4.7%.
View ThesisRevenue is growing steadily — about 5% over the past year.
View GrowthManagement screens strong on earnings delivery, margins, market reaction to earnings.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationRelatively steady — typically moves about 1% a day.
View RiskU.S. Bancorp's revenue growth has to keep compounding to justify the price. Revenue grew 10% year over year in Q2 FY2026, and the last quarter beat expectations. It trades at 1.5× price-to-book versus a peer median of 1.4×, indicating that the price reflects less growth than forecasted. A specific risk is the potential for USB to cut guidance, with a 14% probability of a miss in the next quarter. Peer multiples imply a price about 7% below where it trades (it looks expensive on this basis); this read is provisional.
Trailing returns as of 2026-07-31. USB is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 25 analysts currently covering USB (as of Jul 2026).
Based on 15 Wall Street analysts offering 12-month price targets for USB in the last 4 months.
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-08-01. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Advances: Grow loan and deposit balances with focus on commercial and credit card segments
Lending surge supports growth in loan balances.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-31. EPS is implied from price ÷ P/E. Not investment advice.
Current $63.01
The last 12 months of price, then the range of analyst 12-month targets from today’s $63.01.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Increase fee revenue through diversified payment and capital markets services
Fee boost enhances revenue diversification efforts.
Advances: Grow loan and deposit balances with focus on commercial and credit card segments
Lending surge supports growth in loan balances.
Advances: Grow loan and deposit balances with focus on commercial and credit card segments
Lending surge supports growth in loan balances.
Advances: Deliver sustainable earnings growth and positive operating leverage
Increased revenue growth supports sustainable earnings.
Advances: Maintain Strong Revenue Growth
Projected revenue growth aligns with management's objectives.
Acquisition enhances growth potential and aligns with strategic objectives.
Advances: Maintain Strong Revenue Growth
Earnings call confirms strong revenue growth trajectory.
