NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-07-31
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Create your account →Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Property & Casualty Insurance is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar broken — Policies in force reach at least 212 million by 2026-Q1: metric not reported.
View ThesisRevenue growth is slowing — up about 4% over the past year and decelerating.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskAllstate's growth in market share for auto and homeowners insurance must continue to justify its price. Revenue grew 3% year over year, and the last quarter beat expectations by 47%. It trades at 2.2× price-to-book, above the peer median of 1.8×. This suggests the price reflects less growth than expected. A specific risk is the lawsuit claiming underpayment of damages, which could hurt market share. Peer multiples imply a price about 16% above where it trades; this read is provisional.
Trailing returns as of 2026-07-31. ALL is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 28 analysts currently covering ALL (as of Jul 2026).
Based on 11 Wall Street analysts offering 12-month price targets for ALL in the last 4 months.
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-08-01. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Property & Casualty Insurance — fair value, gap to price, and forward P/E.
Threatens: Enhance customer value and lower prices
Catastrophe losses may hinder price competitiveness and customer value.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-31. EPS is implied from price ÷ P/E. Not investment advice.
Current $264.08
The last 12 months of price, then the range of analyst 12-month targets from today’s $264.08.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
New CFO may enhance strategic execution and growth initiatives.
Threatens: Increase market share in auto and homeowners insurance
Catastrophe losses may hinder market share growth.
Advances: Increase market share in auto and homeowners insurance
Strong Q2 could enhance market share in insurance.
Underpayment claims could severely damage market share growth.
Repeated claims of underpayment threaten customer trust and growth.
HSBC downgrade may impact investor sentiment and valuation.
Multiyear deal with SEC enhances brand visibility and growth potential.
