Voya Financial (VOYA)
NYSEFinancialsInsurance - LifeSnapshot 2026-10-29
$98.05-0.35%
Close 2026-10-30 · 1-day change
NYSEFinancialsInsurance - LifeSnapshot 2026-10-29
Research Workspace
Put VOYA beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Net income available to common shareholders: Comparison needs review.
View ThesisRevenue is growing steadily — about 3% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskVOYA’s thesis rests on strong recent financial performance, with a modest growth record but a latest earnings miss. Revenue grew 3.1% year over year in Q1 FY2026, before Q2 FY2026 non-GAAP earnings missed consensus by 19.7%. VOYA trades at 13× P/E versus a 12× peer median. The price reflects less growth than our forecast, despite that small premium. Reported profits are weakly backed by cash, and the latest earnings miss raises risk. Our model puts the next-quarter miss probability near 33%. Peer multiples imply a price about 14% above where it trades; the thesis is on watch. This read is provisional.
Trailing returns as of 2026-10-30. VOYA is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 13 analysts currently covering VOYA (as of Oct 2026).
Based on 8 Wall Street analysts offering 12-month price targets for VOYA in the last 4 months.
Continue this research
Compare VOYA with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| VOYA Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 12 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Compare the value case
Put VOYA next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Maintain disciplined capital deployment including dividends and share repurchas…
A 21% dividend increase supports disciplined capital returns and signals confidence, though it is incremental.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-30. EPS is implied from price ÷ P/E. Not investment advice.
Current $98.05
The last 12 months of price, then the range of analyst 12-month targets from today’s $98.05.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Activist involvement could disrupt management's strategic direction.
Activist involvement may disrupt management's strategic direction.
Advances: Drive growth in Retirement and Investment Management segments
Retirement business growth supports overall investment thesis.
Pressure to sell could disrupt capital deployment strategy.
Threatens: Increase net income
Earnings miss raises concerns about net income growth.
Takeover talk creates uncertainty around future earnings.
Advances: Increase net income
Renewal supports income growth through stable revenue.
