nCino Inc (NCNO)
NASDAQInformation TechnologySoftware - ApplicationSnapshot 2026-10-29
$22.45-0.97%
Close 2026-10-29 · 1-day change
NASDAQInformation TechnologySoftware - ApplicationSnapshot 2026-10-29
Research Workspace
Put NCNO beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Application Software is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue growth is slowing — up about 9% over the past year and decelerating.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is highly volatile — it swings about 2% on a typical day and fell roughly 48% in its worst 12-month stretch.
View RisknCino’s AI capabilities and customer adoption must sustain growth, though recent revenue growth was 8% year over year. Q2 FY2027 non-GAAP earnings beat consensus by 63.6%, supporting the growth case. NCNO trades at 20× P/E versus a 31× peer median. The price reflects less growth than our forecast, despite that valuation gap. A next-quarter earnings miss carries a model probability of 22%. Peer multiples imply a price about 18% above where it trades; our read remains intact. This read is provisional.
Trailing returns as of 2026-10-29. NCNO is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 15 analysts currently covering NCNO (as of Oct 2026).
Based on 6 Wall Street analysts offering 12-month price targets for NCNO in the last 4 months.
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Compare NCNO with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| NCNO Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Application Software — fair value, gap to price, and forward P/E.
Our valuation methods disagree too much on this name right now. Rather than print a number we don't believe, we're holding it back until they converge.
Compare the value case
Put NCNO next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Expand AI capabilities and customer adoption
AI capabilities and pricing strategies discussed at a credible conference.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
Current $22.45
The last 12 months of price, then the range of analyst 12-month targets from today’s $22.45.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Expand AI capabilities and customer adoption
Truist's target raise indicates positive AI adoption and growth.
Advances: Increase revenue to $642M-$646M in FY 2027
Subscription growth supports revenue target for FY 2027.
Advances: Increase revenue to $642M-$646M in FY 2027
Q2 results support revenue growth trajectory.
Threatens: Increase revenue to $642M-$646M in FY 2027
Earnings miss raises concerns about future growth.
Threatens: Increase revenue to $642M-$646M in FY 2027
Disappointing revenue outlook impacts growth expectations.
Advances: Increase revenue to $642M-$646M in FY 2027
Earnings call confirms strong performance and growth trajectory.
Advances: Increase revenue to $642M-$646M in FY 2027
Upgrade indicates positive market sentiment and growth potential.