Bill Holdings (BILL)
NYSEInformation TechnologySoftware - ApplicationSnapshot 2026-10-29
$48.47+0.94%
Close 2026-10-29 · 1-day change
NYSEInformation TechnologySoftware - ApplicationSnapshot 2026-10-29
Research Workspace
Put BILL beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Application Software is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Core revenue growth of about 16% year-over-year: Direct metric needs a verified mapping.
View ThesisRevenue growth is accelerating — up about 13% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 2% on a typical day and fell roughly 43% in its worst 12-month stretch.
View RiskBILL’s appeal rests on sustained revenue growth, despite weak recent performance and frequent disruptive corporate change. Revenue growth edged up from 13% to 14%, and fourth-quarter fiscal 2026 earnings beat consensus. BILL trades at 19× P/E versus the peer median of 30×, while expectations look modest versus our view. The primary pillar is under pressure because its roughly 16% core revenue growth mapping needs verification. Our model puts the next-quarter miss probability near 16%. Peer multiples imply a price about 13% above where it trades (it looks cheap on this basis); the thesis is on watch, and this read is provisional.
Trailing returns as of 2026-10-29. BILL is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 22 analysts currently covering BILL (as of Oct 2026).
Based on 7 Wall Street analysts offering 12-month price targets for BILL in the last 4 months.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| BILL Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 6 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Application Software — fair value, gap to price, and forward P/E.
Our valuation methods disagree too much on this name right now. Rather than print a number we don't believe, we're holding it back until they converge.
Compare the value case
Put BILL next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Share repurchase authorization of $1.0 billion
Buyback supports capital allocation and signals confidence in growth.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
Current $48.47
The last 12 months of price, then the range of analyst 12-month targets from today’s $48.47.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Transition executive leadership to support AI-native transformation
AI focus aligns with leadership transition objective.
Threatens: Drive growth while improving margins
Efficiency push may hinder growth and margin improvement.
Advances: Drive growth while improving margins
AI-driven growth aligns with margin improvement objectives.
Advances: Drive growth while improving margins
Earnings growth supports overall growth strategy.
Advances: Drive growth while improving margins
Positive EPS forecast supports growth and margin improvement.
Advances: Drive growth while improving margins
Earnings beat indicates growth and margin improvement.
