ACI Worldwide (ACIW)
NASDAQInformation TechnologySoftware - InfrastructureSnapshot 2026-10-29
$55.70+0.91%
Close 2026-10-29 · 1-day change
NASDAQInformation TechnologySoftware - InfrastructureSnapshot 2026-10-29
Research Workspace
Put ACIW beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Application Software is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
The reason to own it still holds.
View ThesisRevenue growth is slowing — up about 7% over the past year and decelerating.
View GrowthRanks among the strongest in its industry on quality — around the top 21%.
View QualityManagement screens strong on capital allocation, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 1% on a typical day and fell roughly 24% in its worst 12-month stretch.
View RiskACI Worldwide’s Connetic cloud-native payments platform is the growth engine behind its earnings potential. Revenue growth edged from 7% to 8%, and both quarters beat earnings expectations. It trades at 20× P/E versus a 31× peer median, while expectations look modest versus our view. The next-quarter miss probability is 20%, creating a specific risk to that earnings case. The 31× peer comparison is relevant because the current multiple is lower. Peer multiples imply a price about 5% above where it trades. Our read remains intact, and this read is provisional.
Trailing returns as of 2026-10-29. ACIW is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 5 analysts currently covering ACIW (as of Oct 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
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Compare ACIW with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| ACIW Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Application Software — fair value, gap to price, and forward P/E.
Our valuation methods disagree too much on this name right now. Rather than print a number we don't believe, we're holding it back until they converge.
Compare the value case
Put ACIW next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Expand ACI Connetic cloud-native payments platform
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
USDC settlement extends ACI's payments capabilities, but the reported deal's scale and financial contribution are unclear.
Advances: Expand ACI Connetic cloud-native payments platform
Expansion supports growth of cloud-native payments platform.
Advances: Expand ACI Connetic cloud-native payments platform
Expansion of Connetic platform supports growth objectives.
Advances: Expand ACI Connetic cloud-native payments platform
Acquisition enhances ACI Connetic's capabilities and growth potential.
Partnership could enhance growth and revenue potential.
Sale could impact capital allocation strategy and share repurchases.
Advances: Expand ACI Connetic pipeline
Key role enhances ACI Connetic pipeline expansion.
Advances: Expand ACI Connetic pipeline
New client selection supports growth in ACI Connetic pipeline.