Reading SLQT? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track SLQT free→Reading SLQT? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track SLQT free→NYSEFinancialsInsurance BrokersSnapshot 2026-06-15
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
Recent financial performance is weak, and earnings quality is fragile, reported profits aren't backed by cash. Management's recent track record has been neutral, and the company has a capital-unfriendly stance. Risk is high, and the sector backdrop is a headwind, although SLQT's earnings yield is above typical for the sector. Peer multiples imply a price about 4% below where it trades (it looks expensive on this basis); the read is fair, but weakening. This assessment is provisional.
Daily closes. Earnings/event dots are placed inline.
A consensus fair price across 3 valuation methods, at three horizons. Current price $0.94. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $0.94 SLQT trades at 13× p/e, in line with its 12× p/e peer median. Our $0.90 fair value reflects that, high confidence. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
The market is pricing in roughly 4% near-term growth, in line with our forecast of about 13%. This describes what's priced in, not a forecast of the move.
Only weak execution quality, a turbulent sector regime (Heating) — not the full expensive x weak x turbulent stack.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 56% of the time over the next year (vs 59% for the rest of the cohort, n=3730).
Over the trailing year it converted -0.02x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 49% of the time over the next year (vs 60% for the rest of the cohort, n=3541).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity.
The next print and the backdrop around it (sector regime and the AI cycle). Context for the path, not a forecast of returns.
EPS estimate $-0.12 → $-0.12 (+0.0% / 30d). 0 raised, 1 cut, 1 covering analysts.
0 upgrades, 0 downgrades / 30d. 50% of analysts rate Buy.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
What a normal day, a bad day, and the worst of the last year would mean for a $10,000 position.
On a typical day, $10k can swing ±$423.
How much price usually moves either way.
On a bad day, this stock has moved -$710.
A rough but not unusual down day (about the 95th percentile).
In the worst 12 months, $10k could have lost $7,796.
Deepest peak-to-trough drop in the last year.
Past results, not a forecast. Not investment advice.
The most important moves since the prior daily snapshot.
Valuation label changed from 'fair' to 'full'.
Valuation changed. It rose to a full label. Risk remained high. The sector backdrop is a headwind. Recent financial performance is weak. Earnings quality is fragile.
as of 2026-06-15
Specific, dated things to watch for, each with what would confirm it and what would prove it wrong.
Why it matters: Earnings results will provide insight into financial health and future guidance. This is crucial for assessing the company's direction.
Confirms one read:The earnings report shows a big profit increase from past quarters.
Confirms the other:The earnings report shows a profit drop or does not meet analyst expectations.
Recent news graded against this company's own objectives — whether it reinforces or challenges the thesis, and how confirmed it is.
No graded news catalysts for SLQT yet.
Conditional scenarios: if X happens, the view would shift in this direction. These are not predictions.
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
Results of Operations and Financial Condition. On May 5, 2026, SelectQuote, Inc. reported its financial results for the third quarter ended March 31, 2026. Copies of the related press release and investor presentation are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. These exhibits are being furnished pursuant to Item 2.02, and the information contained therein shall not be deemed “filed” for purposes of Section 18 of the Securities Exchang…
Whether the overall read has been drifting up or down lately, and how it's changed since last week.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
Roughly priced in line with peers.
Self-history needs ~20 months of data.
Trailing four: 2025-Q3, 2026-Q1, 2026-Q2, 2026-Q3
A side-by-side read on sector standing, valuation, and risk versus Insurance Brokers.
| Stock | Sector standing | Valuation | Risk |
|---|---|---|---|
SLQT Selectquote, Inc. | Above typical Show detailsSector percentile: 90 of 100 | full | high |
MRSH Marsh McLennan | Above typical Show detailsSector percentile: 79 of 100 | full | moderate |
AON Aon plc | Above typical Show detailsSector percentile: 71 of 100 | full | moderate |
AJG Arthur J. Gallagher & Co. | Above typical Show detailsSector percentile: 75 of 100 | full | moderate |
WTW Willis Towers Watson | Typical Show detailsSector percentile: 38 of 100 | fair | moderate |
6 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 57% of the time over the next year (vs 55% for the rest of the cohort, n=5004).
Not investment advice. As of 2026-06-15.
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive. Historically, headwind regimes have averaged stronger forward returns than tailwind.
Context label only: describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-06-15.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Management aims to achieve revenue between $1.61 billion and $1.71 billion for fiscal year 2026.
Stated in 4 of last 4 quarters. Revenue for 2026-Q3 was $430.933 million, down from $537.102 million in 2026-Q2. The trajectory shows limited progress towards the annual target of $1.61 billion to $1.71 billion.
“Revenue expected in a range of $1.61 billion to $1.71 billion.”
“Fiscal Year 2026 Guidance Ranges: Revenue expected in a range of $1.61 billion to $1.71 billion.”
“we are not changing our fiscal 2026 financial outlook of $1.65 to $1.75 billion in revenue.”
“Revenue expected in a range of $1.650 billion to $1.750 billion.”
Management aims to maintain Adjusted EBITDA between $90 million and $100 million for fiscal year 2026.
Stated in 4 of last 4 quarters. The company has maintained its Adjusted EBITDA guidance of $90 million to $100 million for FY 2026. However, the financials do not provide specific EBITDA figures to assess progress.
“Adjusted EBITDA* expected in a range of $90 million to $100 million.”
Management aims to improve operating cash flow to between $25 million and $35 million for fiscal year 2026.
Newly stated in 2026-Q2. Operating cash flow was $56.775 million in 2026-Q3, a significant improvement from negative cash flow in previous quarters. This indicates progress towards the $25 million to $35 million target for FY 2026.
“The Company projects fiscal 2026 operating cash flow in the range of $25 million to $35 million.”
Why it matters: The FOMC's choice can change interest rates and how much people spend. This affects Selectquote's market.
Confirms one read:The FOMC raises interest rates. This shows a tighter monetary policy.
Confirms the other:The FOMC keeps interest rates the same or lowers them. This shows a more relaxed policy.
Why it matters: A drop below 15% would signal a slowdown in the sector's growth phase. This could hurt investor confidence.
Confirms:Q2 revenue growth reported below 15% year over year.
Disproves:Q2 revenue growth remains at or above 15% year over year.
Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. On March 19, 2026, SelectQuote, Inc. (the “Company”) received a notice (the “Notice”) from the New York Stock Exchange (the “NYSE”) indicating that the Company is no longer in compliance with Section 802.01C of the NYSE Listed Company Manual because the average closing price of the Company’s common stock was less than $1.00 per share over a consecutive 30 trading-day period. The Company will n…
Results of Operations and Financial Condition. On February 5, 2026, SelectQuote, Inc. reported its financial results for the second quarter ended December 31, 2025. Copies of the related press release and investor presentation are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. These exhibits are being furnished pursuant to Item 2.02, and the information contained therein shall not be deemed “filed” for purposes of Section 18 of the Securitie…
Entry into a Material Definitive Agreement. On January 8, 2026 (the “ Closing Date ”), SelectQuote, Inc. (the “ Company ”) entered into a credit agreement (the “ Credit Agreement ” or “ Agreement ”) with PLC Agent LLC, as administrative agent, UMB Bank, N.A. (“ UMB ”), as lender and revolver agent, and the other lenders party thereto. The Credit Agreement provides for (i) a $325 million senior secured term loan (the “ Term Loan ”) and (ii) a $90 million senior secured revolving credit facilit…
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in
“Adjusted EBITDA* expected in a range of $90 million to $100 million.”
“we are not changing our fiscal 2026 financial outlook of $120 to $150 million in Adjusted EBITDA.”
“Adjusted EBITDA* expected in a range of $120 million to $150 million.”