Reading EHTH? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track EHTH free→Reading EHTH? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track EHTH free→NASDAQFinancialsInsurance BrokersSnapshot 2026-06-16
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
Recent financial performance is weak, and earnings quality is fragile, reported profits aren't backed by cash. Management's recent track record has been unsteady, with frequent disruptive corporate changes, and the capital stance is capital unfriendly. Risk is high, and the sector backdrop is a headwind, while compared with sector peers, EHTH is typical. The company was unprofitable over the past year, so there is no earnings yield to read. This assessment is provisional.
Daily closes. Earnings/event dots are placed inline.
A consensus fair price across 0 valuation methods, at three horizons. Current price $1.68. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Not enough valuation methods to set a 12-month read yet.
TTM earnings are negative, so the read leans on sales- and cash-flow-based methods rather than P/E. This is a data condition, not a forward call.
Looks cheaper than most peers in the same business.
Self-history needs ~20 months of data.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 56% of the time over the next year (vs 59% for the rest of the cohort, n=3730).
Over the trailing year it converted -2.00x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 49% of the time over the next year (vs 60% for the rest of the cohort, n=3541).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, Fed net liquidity, long-term interest rates, real (inflation-adjusted) rates.
The next print and the backdrop around it (sector regime and the AI cycle). Context for the path, not a forecast of returns.
EPS estimate $-1.26 → $-1.17 (+6.8% / 30d). 0 raised, 0 cut, 4 covering analysts.
0 upgrades, 0 downgrades / 30d. 0% of analysts rate Buy.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
What a normal day, a bad day, and the worst of the last year would mean for a $10,000 position.
On a typical day, $10k can swing ±$359.
How much price usually moves either way.
On a bad day, this stock has moved -$770.
A rough but not unusual down day (about the 95th percentile).
In the worst 12 months, $10k could have lost $7,805.
Deepest peak-to-trough drop in the last year.
Past results, not a forecast. Not investment advice.
The most important moves since the prior daily snapshot.
No material changes since the prior snapshot.
as of 2026-06-16
Specific, dated things to watch for, each with what would confirm it and what would prove it wrong.
Why it matters: A drop in revenue growth signals a weakening trend in the financial sector. This could hurt eHealth's performance.
Confirms:Revenue growth falls below the median of 15% over the last three years.
Disproves:Revenue growth stays at or above the median of 15%.
Recent news graded against this company's own objectives — whether it reinforces or challenges the thesis, and how confirmed it is.
No graded news catalysts for EHTH yet.
Conditional scenarios: if X happens, the view would shift in this direction. These are not predictions.
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. On May 3, 2026, Cesar Soriano notified the board of directors of eHealth, Inc. (the “Board”) of his decision to resign from the Board, including all committees thereof, effective immediately prior to the commencement of the Company’s 2026 Annual Meeting of Stockholders currently scheduled for June 18, 2026, at 9:00 a.m. Eastern Time. Mr. Soriano’s…
Whether the overall read has been drifting up or down lately, and how it's changed since last week.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
TTM earnings are negative. P/E-based methods drop out and the estimate leans on sales- and cash-flow-based methods. A data condition, not a forward call.
Trailing four: 2025-Q1, 2025-Q2, 2025-Q3, 2026-Q1
A side-by-side read on sector standing, valuation, and risk versus Insurance Brokers.
| Stock | Sector standing | Valuation | Risk |
|---|---|---|---|
EHTH eHealth, Inc. | Typical Show detailsSector percentile: 37 of 100 | — | high |
MRSH Marsh McLennan | Above typical Show detailsSector percentile: 78 of 100 | full | moderate |
AON Aon plc | Above typical Show detailsSector percentile: 71 of 100 | full | moderate |
AJG Arthur J. Gallagher & Co. | Above typical Show detailsSector percentile: 75 of 100 | full | moderate |
WTW Willis Towers Watson | Typical Show detailsSector percentile: 37 of 100 | fair | moderate |
10 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated volatile grew net income 54% of the time over the next year (vs 57% for the rest of the cohort, n=3774).
Not investment advice. As of 2026-06-16.
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive. Historically, headwind regimes have averaged stronger forward returns than tailwind.
Context label only: describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-06-16.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Management aims to generate $30 million in fixed cost savings in 2026 as part of cost reduction efforts.
Management plans to reduce variable spending by over $60 million in 2026 compared to 2025.
The company maintains its revenue guidance range of $405 million to $445 million for the fiscal year 2026.
Results of Operations and Financial Condition. On May 6, 2026, eHealth, Inc. (the “Company”) issued a press release announcing its financial results for the three months ended March 31, 2026 and its financial condition as of March 31, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. On May 6, 2026, the Company posted supplemental investor material on its investor relations webpage at https://ir.ehealthin…
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. On March 26, 2026, Andrea C. Brimmer, a director of eHealth, Inc. (the “Company”), notified the Company of her intention not to stand for re-election as a director of the Company upon the expiration of her current term at the Company’s 2026 Annual Meeting of Stockholders. Ms. Brimmer’s decision was not a result of any disagreement with the Company…
Results of Operations and Financial Condition. On February 25, 2026, eHealth, Inc. (the “Company”) issued a press release announcing its financial results for the three and twelve months ended December 31, 2025 and its financial condition as of December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. On February 25, 2026, the Company posted supplemental investor material on its investor relations we…
Entry into a Material Definitive Agreement. New Revolving Credit Facility On December 31, 2025 (the “Closing Date”), eHealthInsurance Services, Inc. (the “Borrower”), a wholly owned indirect subsidiary of eHealth, Inc. (the “Company”), entered into a credit agreement with CCP Agency, LLC, as agent (the “Agent”), and the lenders party thereto (the “New Revolving Credit Agreement”) providing for a new asset-based revolving credit facility (the “New Revolving Credit Facility”) with aggregate com…