Reading FFIC? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track FFIC free→Reading FFIC? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track FFIC free→FinancialsSnapshot 2026-06-15
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
Recent financial performance is weak. Earnings quality is neutral. Management's recent track record has been unsteady, with frequent changes. Risk is moderate, and the sector backdrop is a headwind. Compared with sector peers, FFIC is below typical. There is no valuation input available. The read is not applicable. The outlook hinges on sector trends. If major banks keep beating earnings, it could help FFIC. If they start missing or guiding lower, it could hurt FFIC.
Daily closes. Earnings/event dots are placed inline.
A consensus fair price across 0 valuation methods, at three horizons. Current price $15.47. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Not enough valuation methods to set a 12-month read yet.
TTM earnings are negative, so the read leans on sales- and cash-flow-based methods rather than P/E. This is a data condition, not a forward call.
Not enough peers to compare yet.
Self-history needs ~20 months of data.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 56% of the time over the next year (vs 59% for the rest of the cohort, n=3730).
Over the trailing year it converted 1.31x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 58% of the time over the next year (vs 55% for the rest of the cohort, n=4725).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity.
The next print and the backdrop around it (sector regime and the AI cycle). Context for the path, not a forecast of returns.
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive. Historically, headwind regimes have averaged stronger forward returns than tailwind.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
What a normal day, a bad day, and the worst of the last year would mean for a $10,000 position.
On a typical day, $10k can swing ±$97.
How much price usually moves either way.
On a bad day, this stock has moved -$287.
A rough but not unusual down day (about the 95th percentile).
In the worst 12 months, $10k could have lost $1,716.
Deepest peak-to-trough drop in the last year.
Past results, not a forecast. Not investment advice.
The most important moves since the prior daily snapshot.
No material changes since the prior snapshot.
as of 2026-06-15
Specific, dated things to watch for, each with what would confirm it and what would prove it wrong.
Why it matters: A drop in revenue growth signals a slowdown in the financial sector. This could impact Flushing Financial's performance.
Confirms:Revenue growth falls below the median of 15% year over year.
Disproves:Revenue growth stays above the median of 15% year over year.
Recent news graded against this company's own objectives — whether it reinforces or challenges the thesis, and how confirmed it is.
No graded news catalysts for FFIC yet.
Conditional scenarios: if X happens, the view would shift in this direction. These are not predictions.
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
Changes in Control of Registrant. The information set forth in the Introductory Note, Item 3.01,
Whether the overall read has been drifting up or down lately, and how it's changed since last week.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
TTM earnings are negative. P/E-based methods drop out and the estimate leans on sales- and cash-flow-based methods. A data condition, not a forward call.
Trailing four: 2025-Q1, 2025-Q2, 2025-Q3, 2026-Q1
A side-by-side read on sector standing, valuation, and risk versus Financials (broad).
| Stock | Sector standing | Valuation | Risk |
|---|---|---|---|
FFIC Flushing Financial Corp. | Below typical Show detailsSector percentile: 13 of 100 | — | moderate |
BRK-B Berkshire Hathaway | Typical Show detailsSector percentile: 42 of 100 | expensive | moderate |
JPM JPMorgan Chase | Typical Show detailsSector percentile: 38 of 100 | full | low |
V Visa Inc. | Above typical Show detailsSector percentile: 79 of 100 | expensive | low |
MA Mastercard | Typical Show detailsSector percentile: 66 of 100 | expensive | low |
12 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 54% of the time over the next year (vs 57% for the rest of the cohort, n=3774).
Not investment advice. As of 2026-06-15.
Context label only: describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-06-15.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Complete the acquisition as part of strategic growth initiatives.
Newly stated in 2026-Q2. The acquisition was completed, as reported in the Form 8-K. This aligns with the strategic growth initiatives, but financial impacts are not yet reflected in the available data.
“Completion of Acquisition or Disposition of Assets.”
Maintain a consistent quarterly dividend of $0.22 per share.
Stated in 3 of last 3 quarters. The company consistently declared a quarterly dividend of $0.22 per share. This reflects a stable capital allocation strategy, though financials show net income fluctuating, with $5.8M in 2026-Q1 and $4.0M in 2025-Q4.
“Declared a quarterly dividend on its common stock of $0.22 per share.”
“Declared a quarterly dividend on its common stock of $0.22 per share.”
“Declared a quarterly dividend on its common stock of $0.22 per share.”
Implement changes in the executive team and board of directors.
Newly stated in 2026-Q2. The company executed significant changes in its executive team and board, as reported in the Form 8-K. This strategic shift may impact future operations, but immediate financial effects are not evident in the current data.
“All of the directors and officers ceased serving in their capacity.”
Why it matters: The FOMC decision may change interest rates. This can affect bank profits and loans.
Confirms one read:FOMC raises interest rates, which could improve bank margins.
Confirms the other:FOMC cuts interest rates, which could compress bank margins.
Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. Prior to the Closing Date, Flushing notified The Nasdaq Stock Market LLC (“ Nasdaq ”) of the closing of the Mergers and requested that Nasdaq (i) suspend trading of Flushing Common Stock after the close of trading on June 1, 2026, (ii) withdraw Flushing Common Stock from listing on Nasdaq and (iii) file with the SEC a notification on Form 25 of delisting of Flushing Common Stock under Section…
Completion of Acquisition or Disposition of Assets. The information set forth in the Introductory Note of this Current Report on Form 8-K is incorporated by reference into this
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. As of the Effective Time, all of the directors of Flushing ceased serving in their capacity as directors of Flushing. In addition, all of the officers of Flushing, including all Section 16 executive officers, ceased serving in their capacity as officers of Flushing. The information provided in the Introductory Note of this Current Report on Form 8-…
Material Modifications to Rights of Security Holders. At the Effective Time, each holder of a certificate or book-entry share representing any shares of Flushing Common Stock ceased to have any rights with respect thereto, except the right to receive the consideration described above and subject to the terms and conditions set forth in the Merger Agreement. The information set forth in the Introductory Note and