AI FINANCIAL CORP (AIFC)
NASDAQFinancialsSoftware - InfrastructureSnapshot 2026-09-16
NASDAQFinancialsSoftware - InfrastructureSnapshot 2026-09-16
Research Workspace
Put AIFC beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Systems Software: fringe margins under pressure (2q confirmed)
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
No standing thesis yet — not enough to read.
View ThesisManagement screens weak on capital allocation, margins, the balance sheet.
View ManagementThis stock is highly volatile — it swings about 3% on a typical day and fell roughly 57% in its worst 12-month stretch.
View RiskAIFC's growth depends on improving financial performance and overcoming recent earnings challenges. Revenue fell short of estimates, raising concerns about future performance. AIFC trades at 3.4× price-to-sales versus a 4.3× peer median, indicating it looks cheap on this basis. The price is roughly in line with the growth we forecast. Specific risks include a 28% probability of missing next quarter's earnings outlook. Peer multiples imply a price about 20% above where it trades. This read is provisional.
Trailing returns as of 2026-09-16. AIFC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 1 analyst currently covering AIFC (as of Sep 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
Continue this research
Compare AIFC with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| AIFC Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 1 valuation methods, at three horizons. As of 2026-09-16. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Systems Software — fair value, gap to price, and forward P/E.
Our valuation methods disagree too much on this name right now. Rather than print a number we don't believe, we're holding it back until they converge.
Our valuation methods disagree too much on this name right now. Rather than print a number we don't believe, we're holding it back until they converge.
Compare the value case
Put AIFC next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Earnings miss raises concerns about future performance.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-09-16. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Bottom 25% on quality vs scored peers
TTM earnings are negative. P/E-based methods drop out and the estimate leans on sales- and cash-flow-based methods. A data condition, not a forward call.

Advances: Pursue strategic acquisitions to drive growth
CEO previews strategic roadmap for growth.

Termination of acquisition talks undermines growth strategy.

Threatens: Pursue strategic acquisitions to drive growth
Termination of acquisition talks indicates strategic setback.

Threatens: Restore Nasdaq compliance and listing status
Regulatory concerns could impact compliance efforts.
