Western Union (WU)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-10-29
$6.16-0.81%
Close 2026-10-30 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-10-29
Research Workspace
Put WU beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — EPS of $1.50 to $1.60 in 2026: Comparison needs review.
View ThesisRevenue is contracting — down about 2% over the past year.
View GrowthMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 1% on a typical day and fell roughly 41% in its worst 12-month stretch.
View RiskWestern Union’s earnings yield above its sector supports a value case, despite mixed earnings quality. Revenue fell 1% year over year in Q2 FY2026, and earnings missed. WU trades at 4× P/E versus a 12× peer median, while its own history is 5×. The price reflects less growth than our forecast. The next-quarter miss probability is 42%, and the latest earnings miss weakens the case. The 2026 EPS pillar needs review because its comparison is unverified. Peer multiples imply a price about 51% above where it trades. The thesis is on watch, and this read is provisional.
Trailing returns as of 2026-10-30. WU is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 19 analysts currently covering WU (as of Oct 2026).
Based on 7 Wall Street analysts offering 12-month price targets for WU in the last 4 months.
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Compare WU with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| WU Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Transaction & Payment Processing Services — fair value, gap to price, and forward P/E.
Compare the value case
Put WU next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
AUSTRAC probe could impact regulatory compliance and costs.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-30. EPS is implied from price ÷ P/E. Not investment advice.
Current $6.16
The last 12 months of price, then the range of analyst 12-month targets from today’s $6.16.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Bottom 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Regulatory scrutiny could impact operations and growth objectives.
Advances: Grow Consumer Services and Branded Digital revenue
Expansion of services supports growth in Consumer Services.
Advances: Grow Consumer Services and Branded Digital revenue
Nationwide service expansion enhances Branded Digital revenue growth.
Increased service availability boosts Consumer Services growth.
Threatens: Maintain dividend per share at $0.235
Dividend cut concerns threaten the maintenance of dividend per share.
Advances: Complete acquisition of Intermex and realize synergies
Regulatory approval is crucial for acquisition completion.
Threatens: Complete acquisition of Intermex and realize synergies
Fintech pressure could hinder Intermex acquisition synergies.
