Western Union (WU)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-09
$6.94-0.86%
Close 2026-09-09 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-09
Broken: Primary pillar broken — EPS of $1.50 to $1.60 in 2026: FY26 EPS guide $1.25-$1.35 vs $1.50-$1.60 target.
Western Union aims for 5% to 8% revenue growth in 2026. EPS is guided at $1.50 to $1.60 for 2026. The company keeps its dividend at $0.235 per share. The stock trades cheap with a PE of 5.13, below peers.
Revenue and EPS fell in early 2026, missing estimates. Regulatory risks could block growth deals. The recent selloff shows investor doubts about recovery.
The price is about 48% below our fair value near $15. Analysts expect about 7% revenue growth. This reflects cautious optimism but also risk.
Breaks if: Dividend per share falls below $0.23
Continue paying a quarterly dividend of $0.235 per share to shareholders as part of capital allocation strategy.
This is not a price target or investment advice.
A long-form read on the 1–3 year hold thesis. It updates when the weekly evidence changes.
This investment represents a turnaround story with a focus on improving operational efficiency and revenue growth. The current thesis state indicates a cautious outlook due to recent performance and ongoing integration challenges.
The valuation suggests that WU is considered cheap compared to its peers, with a notable expectations gap. The market seems to have priced in some level of fragility, but not to an extreme degree.
Fundamentals may face pressure in the near term due to ongoing margin challenges and the need for cost reductions. However, management's focus on growing Consumer Services and Branded Digital revenue shows potential for improvement.
The long-term thesis hinges on the successful completion of the Intermex acquisition and the realization of synergies. Additionally, performance of sector bellwethers like Visa, Mastercard, and American Express will be critical in shaping market sentiment and expectations.
The most important moves since the prior daily snapshot.
Mixed, the news cuts both ways. The company completed its acquisition of Intermex. This will help realize synergies. However, there was a recent earnings miss. The company also lowered its revenue growth guidance for 2026.
as of 2026-09-09
Review the evidence to watch, what would become a concern, and what would make it less concerning.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Stated in 4 quarters from 2025-Q3 through 2026-Q2. Dividend per share has been consistently maintained at $0.235. This reflects management's commitment to stable capital return despite earnings volatility, delivering on this capital allocation priority.
“Dividend per share maintained at $0.235.”
“Board approved first quarter dividend of $0.235 per share.”
“Board approved dividend of $0.235 per share for Q1 2026.”
“Dividend per share was $0.235.”
Breaks if: EPS falls below $1.50 in FY26
Breaks if: State blocks Intermex deal or similar growth deal
Breaks if: YoY revenue growth falls below 5% in FY26
Maintain guidance for full-year 2026 revenue growth of 3% to 5% GAAP and 4% to 6% adjusted.
Stated in 3 quarters from 2025-Q4 through 2026-Q2. Revenue growth guidance for 2026 has been reaffirmed with GAAP growth ranges from 3% to 8% and adjusted growth 4% to 6%. Actual revenue declined slightly (-1% in 2026-Q2 vs prior year), indicating the trajectory is behind guidance but management maintains the outlook.
“2026 Outlook: GAAP revenue growth 3% to 5%, adjusted revenue growth 4% to 6%.”
“Reaffirming financial outlook for full year 2026 with revenue growth of 5% to 8%.”
“Provided 2026 outlook with GAAP adjusted revenue growth 5% to 8%.”
Over the next 1 to 3 years, WU's performance will depend on its ability to execute on management priorities and navigate sector dynamics. Not investment advice.