Safety Insurance Group, Inc. (SAFT)
NASDAQFinancialsInsurance - Property & CasualtySnapshot 2026-09-14
$103.51+0.20%
Close 2026-09-15 · 1-day change
NASDAQFinancialsInsurance - Property & CasualtySnapshot 2026-09-14
Research Workspace
Put SAFT beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Property & Casualty Insurance is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar broken — Net earned premiums increase through rate actions: Q2 FY26 YoY revenue +3.4% vs 6.7% target.
View ThesisRevenue growth is slowing — up about 7% over the past year and decelerating.
View GrowthMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 0% a day.
View RiskSAFT's growth depends on improving net earned premiums through rate actions. Revenue grew 3.4% in Q2 FY26, but this was below the 6.7% target. It trades at 1.7× price-to-book, which is below the 1.7× peer median. This suggests the price reflects less growth than expected. The primary risk is the potential for guidance cuts, with a 26% miss probability for the next quarter. Peer multiples imply a price about 40% above where it trades. The thesis has broken due to the primary pillar being net earned premiums not meeting targets.
Trailing returns as of 2026-09-15. SAFT is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
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Compare SAFT with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| SAFT Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-09-15. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Property & Casualty Insurance — fair value, gap to price, and forward P/E.
Compare the value case
Put SAFT next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Complete merger with Mapfre to enhance growth platform
Merger completion enhances growth platform significantly.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-09-15. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
