SR Bancorp, Inc. (SRBK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-10-29
$18.97+0.64%
Close 2026-10-29 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-10-29
Research Workspace
Put SRBK beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Regional Banks is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Achieve EPS guidance of $0.32 for fiscal year ending June 30, 2026: Comparison needs review.
View ThesisManagement screens weak on capital allocation, earnings delivery, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskSRBK’s case rests on modest growth from its banking business, not rapid revenue expansion. Revenue grew 9.8% year over year in fourth-quarter fiscal 2026; the latest listed quarter lacks revenue data. The stock trades at 0.8× P/B (price-to-book) versus a 1.2× peer median. The price reflects less growth than our forecast, despite that peer discount. A specific risk is fragile earnings quality: reported profits are not well backed by cash. Our model puts the next-quarter miss probability near 35%. A fiscal-year EPS guidance comparison needs review, so the stated pillar pressure is unverified. peer multiples imply a price about 12% below where it trades; the thesis is on watch; this read is provisional
Trailing returns as of 2026-10-29. SRBK is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 1 analyst currently covering SRBK (as of Oct 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
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Compare SRBK with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| SRBK Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 9 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put SRBK next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Increase and maintain quarterly dividend
Dividend increase supports capital allocation objectives.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Initiate third stock repurchase program
Buyback program aligns with capital allocation objectives.