SR Bancorp, Inc. (SRBK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-09
$19.63-0.25%
Close 2026-09-09 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-09
Broken: Primary pillar broken — Achieve EPS guidance of $0.32 for fiscal year ending June 30, 2026: EPS $0.12 vs $0.32 target.
SR Bancorp plans a third buyback program for up to 10% of shares. It aims to maintain a quarterly dividend of $0.05 per share. The company targets EPS of $0.32 for fiscal year 2026. These show stable capital return and modest earnings growth.
The company’s EPS guidance is low at $0.32, down from prior levels. Revenue is expected to decline about 13% next year. The stock trades at a high PE of 48, well above peers. These raise doubts about growth and valuation.
The price is about 10% above our fair value near $17. Analysts expect revenue to fall about 13%. Our view is cautious on growth but sees value in capital return efforts.
Breaks if: Buyback program is not initiated or is materially reduced
Breaks if: Dividend per share falls below $0.05 per quarter
This is not a price target or investment advice.
A long-form read on the 1–3 year hold thesis. It updates when the weekly evidence changes.
This investment represents a turnaround opportunity with a medium confidence level. The current thesis state indicates mixed results and a need for improvement in financial performance.
The market appears to price in a level of fragility due to expensive valuation and weak execution quality. The expectations gap suggests that investors may be anticipating better performance than what has been delivered recently.
Fundamentals are likely to remain under pressure given the recent weak financial performance and mixed delivery on earnings guidance. Management's priorities, such as stock repurchase and dividend increases, are on track, but the overall execution quality is fragile.
The thesis hinges on the performance of sector bellwethers like HDB, IBN, and PNC. Positive earnings and guidance from these companies could support SRBK, while negative trends could lead to further challenges.
The most important moves since the prior daily snapshot.
Our read on the company is unchanged since the prior snapshot.
as of 2026-09-09
Review the evidence to watch, what would become a concern, and what would make it less concerning.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
SR Bancorp continues to declare a quarterly dividend of $0.05 per share.
Breaks if: EPS falls below $0.32 for fiscal year 2026
Over the next 1 to 3 years, SRBK's performance will depend on its ability to navigate sector dynamics and improve execution quality. Not investment advice.