Equifax (EFX)
NYSEIndustrialsConsulting ServicesSnapshot 2026-10-30
$184.60+2.90%
Close 2026-10-30 · 1-day change
NYSEIndustrialsConsulting ServicesSnapshot 2026-10-30
Research Workspace
Put EFX beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Industrials is in expansion. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Achieve EPS near $8.54 in 2026: Diluted EPS: $1.79 per share.
View ThesisRevenue growth is accelerating — up about 11% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on earnings delivery, margins.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 2% on a typical day and fell roughly 39% in its worst 12-month stretch.
View RiskEquifax depends on diversified markets and products to sustain revenue growth. Revenue growth has slowed across recent quarters, despite another earnings beat. Q3 revenue rose 10% year over year, and earnings beat consensus. Equifax trades at 21× earnings versus 23× for peers. The price reflects less growth than our forecast. A key risk is pressure on the 2026 EPS pillar, with diluted EPS at $1.79 per share. Our model puts the next-quarter miss probability near 16%. Peer multiples imply a price about 8% below where it trades. The thesis is on watch.
Trailing returns as of 2026-10-30. EFX is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 26 analysts currently covering EFX (as of Oct 2026).
Based on 16 Wall Street analysts offering 12-month price targets for EFX in the last 4 months.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| EFX Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 14 valuation methods, at three horizons. As of 2026-10-30. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Research & Consulting Services — fair value, gap to price, and forward P/E.
Compare the value case
Put EFX next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Drive revenue growth across diversified markets and products
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-30. EPS is implied from price ÷ P/E. Not investment advice.
Current $184.60
The last 12 months of price, then the range of analyst 12-month targets from today’s $184.60.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Around the middle on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
2026 EPS and over $1 billion free cash flow outlook support growth and cash generation despite mortgage headwinds.
Advances: Drive revenue growth across diversified markets and products
Earnings-call disclosures on execution and outlook may confirm diversified growth objectives.
Q3 results and updated guidance drove a sharp share-price rise, indicating a meaningful positive catalyst.
Advances: Drive revenue growth across diversified markets and products
Official 10% revenue growth, diversified-market growth, and shareholder returns confirm operating execution.
Advances: Accelerate new product innovation using EFX Cloud, EFX.AI and data
New mortgage-score offering demonstrates product innovation using Equifax data.
Advances: Drive double-digit revenue growth with new product innovation
Increased interest in compliance software supports product innovation growth.
Threatens: Drive revenue growth across diversified markets and products
Mortgage credit-report rule changes could weaken a key revenue channel.
Threatens: Drive revenue growth across diversified markets and products
Renewed criticism and falling bureau shares reflect material risk from credit-scoring alternatives.
