NSTS Bancorp Inc (NSTS)
NASDAQFinancialsBanks - RegionalSnapshot 2026-10-29
NASDAQFinancialsBanks - RegionalSnapshot 2026-10-29
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Put NSTS beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Primary pillar under pressure — Operating income improves from recent negative levels: Operating income: $-204,000.
View ThesisRevenue is contracting — down about 0% over the past year.
View GrowthManagement screens weak on capital allocation, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 0% a day.
View RiskNSTS is a below-peer financial company whose case depends on operating income improving from recent losses. The desk has no earnings release or revenue history to confirm that improvement. NSTS trades at 1× P/B versus a 1× peer median. Expectations look modest versus our view, despite the desk’s Mania market-cycle label. The thesis is on watch because operating income remains under pressure. Peer multiples imply a price about 0% below where it trades; this read is provisional.
Trailing returns as of 2026-10-05. NSTS is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
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Compare NSTS with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| NSTS Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 0 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put NSTS next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-05. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
TTM earnings are negative. P/E-based methods drop out and the estimate leans on sales- and cash-flow-based methods. A data condition, not a forward call.