Finwise Bancorp (FINW)
NASDAQFinancialsBanks - RegionalSnapshot 2026-10-29
NASDAQFinancialsBanks - RegionalSnapshot 2026-10-29
Research Workspace
Put FINW beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Regional Banks is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Maintain positive cash flow from operations: Comparison needs review.
View ThesisRevenue growth is accelerating — up about 59% over the past year.
View GrowthManagement screens weak on capital allocation, earnings delivery, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 1% on a typical day and fell roughly 46% in its worst 12-month stretch.
View RiskFINW’s thesis centers on sustaining loan-originations growth, with fragile earnings quality limiting confidence. Q3 2026 GAAP EPS beat consensus, following a Q2 FY2026 miss. Revenue growth rates are unavailable, so recent growth acceleration cannot be established. FINW trades at 0.9× P/B versus a 1.2× peer median. The price reflects less growth than our forecast. A next-quarter miss probability near 30% and profits weakly backed by cash threaten the case. The cash-flow comparison needs review, so the pillar’s status is unverified. Peer multiples imply a price about 5% above where it trades; the thesis is on watch, and this read is provisional.
Trailing returns as of 2026-10-29. FINW is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 3 analysts currently covering FINW (as of Oct 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
Continue this research
Compare FINW with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
Compare now without an account. Saving and monitoring require an account.
| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| FINW Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 8 valuation methods, at three horizons. As of 2026-10-29. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put FINW next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Achieve and sustain growth in loan originations
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-29. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
2027 origination guidance supports sustained loan growth and scaling credit-enhanced balances.

Advances: Integrate and leverage Tallied credit card platform acquisition
Acquisition supports growth through credit card platform integration.
