Reading UPST? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track UPST free→Reading UPST? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track UPST free→QuarterlyIQ Insights · UPST
Price, valuation, and the composite score on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 5 valuation methods, at three horizons. Current price $32.24. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Peer P/B | 12M | $14.30 | 1.9 | 7.57 | TTM | medium |
| Peer P/E | 12M | $18.58 | 11.1 | 1.68 | TTM | medium |
| Peer P/S | 12M | $13.89 | 1.3 | 10.70 | TTM | medium |
| PEG | 12M | $54.90 | 32.7 | 1.68 | TTM | medium |
| triangulated | 12M |
Monthly trailing P/E with quartile reference lines.
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
| $20.16 |
| 11.1 |
| 1.82 |
| Triangulated |
| medium |
| Peer P/B | 3Y | $16.43 | 1.9 | 8.69 | Hist. CAGR(prov.) | low |
| Peer P/E | 3Y | $74.42 | 11.1 | 6.73 | Analyst | low |
| Peer P/S | 3Y | $43.24 | 1.3 | 33.29 | Analyst | low |
| PEG | 3Y | $219.90 | 32.7 | 6.73 | Analyst | low |
| Peer P/B | 5Y | $18.02 | 1.9 | 9.54 | Hist. CAGR(prov.) | low |
| Peer P/E | 5Y | $187.69 | 11.1 | 16.97 | Analyst | low |
| Peer P/S | 5Y | $92.17 | 1.3 | 70.97 | Analyst | low |