Reading UNB? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
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Track UNB free→QuarterlyIQ Insights · UNB
Next print, the company's guidance track record, and the earnings events we've seen in the last few years.
Likelihood the company beats analyst consensus on its next print. Read from its own beat history plus how sector peers have been reporting. Not a price-direction call: a serial beater often has the beat already priced in.
Prints it beat consensus, recent quarters.
Indicative, not a guarantee. Base rate ~71%.
Industry peers that beat since this name last reported.
Management's most recent EPS guidance action.
expected = 0.35*own_median(-8.6) + peer(0.2*6.4) + term(0.0) → -1.73% (capped ±15.0)
Calibrated likelihood the company misses analyst consensus on its next print, read from its own miss history plus its industry base rate. A fundamental tilt, not a price call — and a quiet watch-flag, not an alarm.
Elevated risk of a next-quarter earnings miss: this name recently missed its own guidance and is on a run of consecutive earnings misses. A fundamental tilt, not a price call.
Calibrated. Base rate ~24%.
Consecutive quarters it missed, most recent run.
How often this industry misses, baseline.
Industry peers that missed in the recent window.
in 28 days
Average absolute move on past earnings days.
Annualized: recent baseline volatility.
Of the last 1 guided quarters.
Actual vs. guided EPS, signed.
Excess return vs. sector ETF, day after print.
Provisional scorecard: fewer than 4 guided quarters in the corpus.
Earnings prints and pre-announcements detected in the SEC filing stream.
and in Exhibits 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing. On May 7, 2026, Union Bankshares, Inc. (the "Company") distributed its First Quarter 2026 unaudited Report to Shareholders (the "Quarterly Report") presenting information conce…
Quarterly EPS and revenue actuals vs. consensus across the last eight quarters (including beat/miss size and the forward consensus heading into the next print) are on the way.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
and in Exhibit 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing. On April 17, 2026, Union Bankshares, Inc. corrected a press release, a copy of which is furnished with this Amendment No. 1 to Form 8-K as Exhibit 99.1, announcing net income an…
of the Report is furnished, not filed; herewith: Exhibit 99.1 Union Bankshares, Inc. Press Release dated April 15, 2026, announcing a regular quarterly dividend and first quarter ended March 31, 2026 net income and net income per share. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Union Bankshares, Inc. April 15, 2026 /s/ David S. Silverman Davi…
and in Exhibits 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing. On February 5, 2026, Union Bankshares, Inc. (the "Company") distributed its Fourth Quarter 2025 unaudited Report to Shareholders (the "Quarterly Report") presenting information…
of the Report is furnished, not filed; herewith: Exhibit 99.1 Union Bankshares, Inc. Press Release dated January 21, 2026, announcing a regular quarterly dividend and fourth quarter and year ended December 31, 2025 net income and net income per share. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Union Bankshares, Inc. January 21, 2026 /s/ David…
and in Exhibits 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing. On November 6, 2025, Union Bankshares, Inc (the "Company") distributed its Third Quarter 2025 unaudited Report to Shareholders (the "Quarterly Report") presenting information c…
of the Report is furnished, not filed; herewith: Exhibit 99.1 Union Bankshares, Inc. Press Release dated October 15, 2025, announcing a regular quarterly dividend and third quarter and nine months ended September 30, 2025 net income and net income per share. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Union Bankshares, Inc. October 15, 2025 /s/…
and in Exhibits 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing. On August 7, 2025, Union Bankshares, Inc (the "Company") distributed its Second Quarter 2025 unaudited Report to Shareholders (the "Quarterly Report") presenting information co…
of the Report is furnished, not filed; herewith: Exhibit 99.1 Union Bankshares, Inc. Press Release dated July 16, 2025, announcing a regular quarterly dividend and second quarter and six months ended June 30, 2025 net income and net income per share. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Union Bankshares, Inc. July 16, 2025 /s/ David S. S…
and in Exhibits 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing. On May 1, 2025, Union Bankshares, Inc (the "Company") distributed its First Quarter 2025 unaudited Report to Shareholders (the "Quarterly Report") presenting information concer…
of the Report is furnished, not filed; herewith: Exhibit 99.1 Union Bankshares, Inc. Press Release dated April 16, 2025, announcing a regular quarterly dividend and first quarter ended March 31, 2025 net income and net income per share. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Union Bankshares, Inc. April 16, 2025 /s/ David S. Silverman Davi…
and in Exhibits 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing. On February 6, 2025, Union Bankshares, Inc (the "Company") distributed its Fourth Quarter 2024 unaudited Report to Shareholders (the "Quarterly Report") presenting information…
of the Report is furnished, not filed; herewith: Exhibit 99.1 Union Bankshares, Inc. Press Release dated January 15, 2025, announcing a regular quarterly dividend and fourth quarter and year ended December 31, 2024 net income and net income per share. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Union Bankshares, Inc. January 15, 2025 /s/ David…