Reading UMBF? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track UMBF free→Reading UMBF? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track UMBF free→QuarterlyIQ Insights · UMBF
Price, valuation, and the composite score on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 7 valuation methods, at three horizons. Current price $135.32. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Peer P/B | 12M | $128.18 | 1.3 | 102.45 | TTM | high |
| Peer P/FCF | 12M | $151.53 | 11.8 | 12.84 | TTM | high |
| Peer P/E | 12M | $148.13 | 12.2 | 12.15 | TTM | high |
| Peer P/S | 12M | $116.12 | 3.0 | 39.12 | TTM | high |
| PEG | 12M |
Monthly trailing P/E with quartile reference lines.
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
| $124.90 |
| 10.3 |
| 12.15 |
| TTM |
| high |
| Own P/E history | 12M | $131.96 | 10.9 | 12.15 | TTM | high |
| triangulated | 12M | $155.44 | 12.2 | 12.75 | Triangulated | high |
| Peer P/B | 3Y | $354.30 | 1.3 | 283.18 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $284.30 | 11.8 | 24.08 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $186.86 | 12.2 | 15.33 | Analyst | medium |
| Peer P/S | 3Y | $128.03 | 3.0 | 43.13 | Analyst | medium |
| PEG | 3Y | $157.54 | 10.3 | 15.33 | Analyst | medium |
| Own P/E history | 3Y | $166.46 | 10.9 | 15.33 | Analyst | medium |
| Peer P/B | 5Y | $697.82 | 1.3 | 557.75 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 5Y | $432.47 | 11.8 | 36.63 | Hist. CAGR(prov.) | medium |
| Peer P/E | 5Y | $218.15 | 12.2 | 17.89 | Analyst | medium |
| Peer P/S | 5Y | $136.65 | 3.0 | 46.03 | Analyst | medium |
| PEG | 5Y | $183.93 | 10.3 | 17.89 | Analyst | medium |
| Own P/E history | 5Y | $194.33 | 10.9 | 17.89 | Analyst | medium |