Reading ENVA? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track ENVA free→Reading ENVA? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track ENVA free→QuarterlyIQ Insights · ENVA
Price, valuation, and the composite score on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 7 valuation methods, at three horizons. Current price $193.65. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Peer P/B | 12M | $100.53 | 1.9 | 53.20 | TTM | high |
| Peer P/FCF | 12M | $253.33 | 3.6 | 70.50 | TTM | high |
| Peer P/E | 12M | $153.94 | 11.1 | 13.92 | TTM | high |
| Peer P/S | 12M | $157.22 | 1.3 | 121.05 | TTM | high |
| PEG | 12M |
Monthly trailing P/E with quartile reference lines.
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
| $190.40 |
| 13.7 |
| 13.92 |
| TTM |
| high |
| Own P/E history | 12M | $129.15 | 9.3 | 13.92 | TTM | high |
| triangulated | 12M | $159.67 | 11.1 | 14.44 | Triangulated | high |
| Peer P/B | 3Y | $112.79 | 1.9 | 59.69 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $480.86 | 3.6 | 133.81 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $297.90 | 11.1 | 26.94 | Analyst | medium |
| Peer P/S | 3Y | $292.64 | 1.3 | 225.33 | Analyst | medium |
| PEG | 3Y | $368.44 | 13.7 | 26.94 | Analyst | medium |
| Own P/E history | 3Y | $249.91 | 9.3 | 26.94 | Analyst | medium |
| Peer P/B | 5Y | $121.79 | 1.9 | 64.45 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $737.18 | 3.6 | 205.14 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $462.61 | 11.1 | 41.83 | Analyst | high |
| Peer P/S | 5Y | $442.82 | 1.3 | 340.96 | Analyst | high |
| PEG | 5Y | $572.15 | 13.7 | 41.83 | Analyst | high |
| Own P/E history | 5Y | $388.09 | 9.3 | 41.83 | Analyst | high |