Camden National Corp. (CAC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-09
$57.18-0.21%
Close 2026-09-09 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-09
Warn: Management is running behind on a stated commitment.
Camden National keeps paying a steady dividend of $0.42 per share each quarter. It has a share buyback plan for up to 5% of shares. Earnings per share are guided at $4.39 for 2026. The bank has a low price-to-earnings ratio near 11.35, making it fairly valued.
Revenue is expected to decline about 5% next year. The company faces management changes that could disrupt execution. Earnings growth is slow and uncertain. Dividend and buyback plans may not offset these risks.
The market prices in about 5% revenue decline and values the stock near $56, close to our fair value. Our view aligns with consensus on earnings but sees risks in growth and management stability.
Breaks if: quarterly dividend falls below $0.42 per share
Continue paying a quarterly dividend of $0.42 per share to shareholders.
This is not a price target or investment advice.
A long-form read on the 1–3 year hold thesis. It updates when the weekly evidence changes.
This investment represents a stable financial institution with a focus on sustained growth and disciplined execution. The current thesis state is intact, supported by strong recent financial performance.
The market appears to have priced in a neutral valuation, with expectations slightly above average compared to peers. The fragility of earnings quality is low, indicating that while the stock is not overly expensive, there is a cautious sentiment regarding execution.
Fundamentals are likely to remain stable in the near term, given the company's strong recent performance and management's focus on growth. However, there is a moderate risk of missing earnings expectations due to the company's smaller size and recent history of volatility.
The long-term thesis hinges on the performance of sector bellwethers like HDB, IBN, and PNC. Positive earnings and guidance from these companies could support CAC, while any negative shifts could pose risks.
The most important moves since the prior daily snapshot.
Yes, our read has strengthened. The latest earnings beat supports this improved outlook. There are no new threats impacting the thesis at this time.
as of 2026-09-09
Review the evidence to watch, what would become a concern, and what would make it less concerning.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Stated as a priority in 3 of last 3 quarters. The company consistently declared and paid a quarterly dividend of $0.42 per share from 2025-Q4 through 2026-Q2. This steady dividend payout matches management’s commitment to maintain shareholder returns.
“Declared a quarterly dividend of $0.42 per share payable on July 31, 2026.”
“Declared a cash dividend of $0.42 per share payable on April 30, 2026.”
“Declared a cash dividend of $0.42 per share payable on January 31, 2026.”
Breaks if: EPS guidance falls below $4.39 for 2026
Breaks if: revenue decline exceeds -5% YoY
Breaks if: buyback program is canceled or materially reduced
Camden National Corp. has authorized the repurchase of up to 850,000 shares, representing about 5% of its outstanding shares.
Overall, CAC's position is supported by solid recent results, but it remains sensitive to broader sector trends. Not investment advice.