WSFS Financial Corporation (WSFS)

NASDAQFinancialsBanks - RegionalSnapshot 2026-10-23

$79.02+1.95%

Close 2026-10-23 · 1-day change

Investment OutlookAs of Oct 24, 2026

What could strengthen or challenge WSFS Financial Corporation’s outlook?

The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.

Higher potential upsideImproving expectations

Next-FY EPS estimate change · 30 days

+1.7%

+10% or more+5%0%−5%−10% or less

6.93 → 7.05 EPS · FY ending Dec 31, 2027 · 5 analysts

Higher risk of downsideWeakening expectations

One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.

How this is measured

Change in the same fiscal period’s mean EPS estimate from Sep 24, 2026 to Oct 24, 2026: (new ÷ prior − 1). Contributor count changed from 5 to 5; this is not the number of analysts revising. Source: FMP consensus snapshots. The ±10% axis is a display range.

Measure / period	Management expectations	Analyst expectations
Quarter ending 2026-12-30
Revenue	—	293.89M
EPS	—	1.665
Quarter ending 2027-03-31
Revenue	—	290.22M
EPS	—	1.65
Annual ending 2026-12-31
Revenue	—	1.14B
EPS	—	6.65
Annual ending 2027-12-31
Revenue	—	1.2B
EPS	—	7.047

Management figures unavailable.

What the Thesis Depends On

4 published thesis conditions, with dated milestones shown separately.

Key Factor	Why It Matters	Current Status	Break Condition	Latest Evidence
Client deposits grow to at least $18.5 billion	WSFS grows client deposits by 5% to $18.5 billion.	Intact	client deposits fall below $17.6 billion	Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Source date unavailableLast status assessment Oct 24, 2026Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement. Management context Stated in 3 supplied quarters. Total client deposits increased $1.2 billion year over year in 3Q 2026, and core deposits increased 9%. The deposit-growth and diversification focus has substantive balance-sheet delivery, although deposits declined quarter over quarter as management attributed the reduction to expected transactional outflows. Delivery assessment Oct 24, 2026
Commercial & industrial loans grow at least 2% to $4.85 billion	Commercial loans rise 2% to $4.85 billion.	Intact	C&I loans fall below $4.77 billion	Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Source date unavailableLast status assessment Oct 24, 2026Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.
EPS at least $6.26 in FY 2026	A primary condition in WSFS Financial Corporation's published investment case. The stated target is >= $6.26 per share.	Intact	EPS falls below $5.21 (guidance low for 2026)	Diluted EPS: $1.63 per share FY2026-Q2; GAAP. Published target: >= $6.26 per share. Target period is not explicitly aligned with this observation. Source published Aug 5, 20261.63 USD/share · source valueSource reportLast status assessment Oct 24, 2026 Measurement source consolidated · GAAP FY2026-Q2 · Period ending Jun 30, 2026 Source: company_financial_results. Reference: 6aa1f819-e1f4-48fc-a215-f5f75fd76700. Source status: eligible. Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.
Quarterly cash dividend increases by 18% to $0.20 per share	The company raised its quarterly dividend 18% to $0.20.	Intact	dividend per share falls below $0.17	Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Source date unavailableLast status assessment Oct 24, 2026Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.

Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.

Incoming Evidence

Compare these dated observations with the operating requirements above

Expectations trend

Same fiscal period

FY2027 · fiscal year ending 2027-12-31 · fmp

FY2027 EPS$7.05

$6.63 → $7.05 · observed estimates

FY2027 revenueUnavailable

Unavailable → Unavailable · observed estimates

Exact estimates & source dates

One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.

FY2027 estimate observations · fmp
Snapshot	EPS	Revenue	EPS / revenue analysts
2026-07-24	$6.63	Unavailable	6 / 4
2026-07-25	$6.63	Unavailable	6 / 4
2026-07-26	$6.63	Unavailable	6 / 4
2026-07-27	$6.67	Unavailable	6 / 4
2026-07-28	$6.67	Unavailable	5 / 3
2026-07-29	$6.67	Unavailable	5 / 3
2026-07-30	$6.80	$1,175,837,800	6 / 5
2026-07-31	$6.81	Unavailable	5 / 4
2026-08-01	$6.81	Unavailable	5 / 4
2026-08-02	$6.81	$1,179,973,200	6 / 5
2026-08-03	$6.81	Unavailable	5 / 4
2026-08-04	$6.81	Unavailable	5 / 4
2026-08-05	$6.81	Unavailable	5 / 4
2026-08-06	$6.81	Unavailable	5 / 4
2026-08-08	$6.81	Unavailable	5 / 4
2026-08-09	$6.81	Unavailable	5 / 4
2026-08-10	$6.89	$1,185,471,000	6 / 5
2026-08-12	$6.81	Unavailable	5 / 4
2026-08-13	$6.81	Unavailable	5 / 4
2026-08-14	$6.81	Unavailable	5 / 4
2026-08-15	$6.81	Unavailable	5 / 4
2026-08-16	$6.81	Unavailable	5 / 4
2026-08-17	$6.81	Unavailable	5 / 4
2026-08-18	$6.81	Unavailable	5 / 4
2026-08-19	$6.81	Unavailable	5 / 4
2026-08-20	$6.89	Unavailable	5 / 4
2026-08-21	$6.89	Unavailable	5 / 4
2026-08-22	$6.89	Unavailable	5 / 4
2026-08-23	$6.89	Unavailable	5 / 4
2026-08-24	$6.89	Unavailable	5 / 4
2026-08-25	$6.89	Unavailable	5 / 4
2026-08-26	$6.89	Unavailable	5 / 4
2026-08-27	$6.89	Unavailable	5 / 4
2026-08-28	$6.89	Unavailable	5 / 4
2026-08-29	$6.89	Unavailable	5 / 4
2026-08-30	$6.89	Unavailable	5 / 4
2026-08-31	$6.89	Unavailable	5 / 4
2026-09-01	$6.89	Unavailable	5 / 4
2026-09-02	$6.89	Unavailable	5 / 4
2026-09-03	$6.89	Unavailable	5 / 4
2026-09-04	$6.89	Unavailable	5 / 4
2026-09-05	$6.89	Unavailable	5 / 4
2026-09-06	$6.89	Unavailable	5 / 4
2026-09-07	$6.89	Unavailable	5 / 4
2026-09-08	$6.89	Unavailable	5 / 4
2026-09-09	$6.89	Unavailable	5 / 4
2026-09-10	$6.89	Unavailable	5 / 4
2026-09-11	$6.89	Unavailable	5 / 4
2026-09-12	$6.89	Unavailable	5 / 4
2026-09-13	$6.89	Unavailable	5 / 4
2026-09-14	$6.89	Unavailable	5 / 4
2026-09-15	$6.89	Unavailable	5 / 4
2026-09-16	$6.89	Unavailable	5 / 4
2026-09-17	$6.89	Unavailable	5 / 4
2026-09-18	$6.89	Unavailable	5 / 4
2026-09-19	$6.89	Unavailable	5 / 4
2026-09-20	$6.89	Unavailable	5 / 4
2026-09-21	$6.89	Unavailable	5 / 4
2026-09-22	$6.89	Unavailable	5 / 4
2026-09-23	$6.93	Unavailable	5 / 4
2026-09-24	$6.93	Unavailable	5 / 4
2026-09-25	$6.93	Unavailable	5 / 4
2026-09-26	$6.93	Unavailable	5 / 4
2026-09-27	$6.93	Unavailable	5 / 4
2026-09-28	$6.93	Unavailable	5 / 4
2026-09-29	$6.93	Unavailable	5 / 4
2026-09-30	$6.93	Unavailable	5 / 4
2026-10-01	$6.93	Unavailable	5 / 4
2026-10-02	$6.93	Unavailable	5 / 4
2026-10-03	$6.94	Unavailable	5 / 4
2026-10-04	$6.94	Unavailable	5 / 4
2026-10-05	$6.98	Unavailable	5 / 4
2026-10-06	$6.98	Unavailable	5 / 4
2026-10-07	$6.98	Unavailable	5 / 4
2026-10-08	$7.00	Unavailable	5 / 4
2026-10-09	$7.00	Unavailable	5 / 3
2026-10-10	$7.00	Unavailable	5 / 3
2026-10-11	$7.00	Unavailable	5 / 3
2026-10-12	$7.00	Unavailable	5 / 3
2026-10-13	$7.00	Unavailable	5 / 3
2026-10-14	$7.00	Unavailable	5 / 3
2026-10-15	$7.00	Unavailable	5 / 3
2026-10-16	$7.00	Unavailable	5 / 3
2026-10-17	$7.00	Unavailable	5 / 3
2026-10-18	$7.00	Unavailable	5 / 3
2026-10-19	$7.00	Unavailable	5 / 3
2026-10-20	$7.00	Unavailable	5 / 3
2026-10-21	$7.00	Unavailable	5 / 3
2026-10-22	$7.00	Unavailable	5 / 3
2026-10-23	$7.00	Unavailable	5 / 3
2026-10-24	$7.05	Unavailable	5 / 3

Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.

Compare required revenue and earnings

Analyst view

Monthly observations

Buy / Strong BuyHoldSell / Strong Sell

Exact monthly counts

Monthly rating snapshots · fmp. Missing snapshots are not zero.
Date	Buy*	Hold
2026-05-01	3	3
2026-06-01	3	3
2026-07-01	3	3
2026-08-01	3	4
2026-09-01	2	4
2026-10-01	2	4

*Buy includes Strong Buy; Sell includes Strong Sell. Monthly counts describe the analyst mix, not the firms behind each recent action.

Latest: 2 Buy / Strong Buy · 4 Hold · 0 Sell / Strong Sell

0 upgrades0 downgrades1 maintains

Recent actions · Sep 25–Oct 24 · 1 recorded

Price-target changes

30 days

Individual price-target observations are unavailable.

0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior

How this is measured

Sep 25, 2026–Oct 24, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.

Outlook in Brief

The evidence, the remaining questions, and what comes next

What's improving

No recovery evidence is reported in the available driver assessments.

Still unresolved / key risks

Client deposits grow to at least $18.5 billionDirect metric needs a verified mapping
Commercial & industrial loans grow at least 2% to $4.85 billionDirect metric needs a verified mapping
EPS at least $6.26 in FY 2026Diluted EPS: $1.63 per share
Quarterly cash dividend increases by 18% to $0.20 per shareDirect metric needs a verified mapping

Next proof point

Next earnings date unavailable

Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.

Review earnings

Bottom line

4 of 4 published conditions remain under pressure or need verification. The next results need to address those conditions.

The dated weekly assessment and its assumptions are available in Read detailed Outlook.

Historical risk context

Observed price history; separate from operating scenarios

Price sensitivity

0.8%Typical daily move · historical

Downside history

-11.5%Maximum drawdown · trailing year

Read detailed Outlook Company context, assumptions & risks

WSFS Financial Corporation outlook in detail

The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.

Updated Oct 24, 2026

What kind of bet this is

WSFS is a regional financial company with a mix of banking and fee-based businesses, making this a moderate-risk financials thesis rather than a clear growth or turnaround story. Management execution is stable, but the latest miss and weakening momentum make the current thesis cautious.

What's priced into WSFS Financial Corporation

Valuation is described as aligned, with WSFS at a 1.24 premium versus peers and an expectations gap of -0.12, meaning expectations appear somewhat ahead of the evidence. Fragility is low because the concern is weak execution quality, not a broader combination of expensive valuation and turbulent conditions.

What the fundamentals likely do

In the near term, the October earnings miss and recent declines in company momentum and composite insight point to weaker performance than in the prior update. Offsetting this, 3Q 2026 included 30% year-over-year Wealth and Trust fee growth, 9% core deposit growth, and substantial share repurchases. The sector backdrop is a headwind, and the evidence flags a run of earnings misses, though the stated miss risk is low.

What WSFS Financial Corporation hinges on

A guidance cut on the next call would deepen concerns, while falling interest rates could weigh on WSFS and the broader financial sector. Continued fee growth and deposit progress would support the multi-year thesis; stronger earnings and guidance from sector bellwethers could also improve the sector backdrop.