Stock Yards Bancorp, Inc. (SYBT)

NASDAQFinancialsBanks - RegionalSnapshot 2026-10-23

$78.32-0.31%

Close 2026-10-23 · 1-day change

Investment OutlookAs of Oct 24, 2026

What could strengthen or challenge Stock Yards Bancorp, Inc.’s outlook?

The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.

Higher potential upsideImproving expectations

Next-FY EPS estimate change · 30 days

0.0%

+10% or more+5%0%−5%−10% or less

5.69 → 5.69 EPS · FY ending Dec 31, 2027 · 5 analysts

Higher risk of downsideWeakening expectations

One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.

How this is measured

Change in the same fiscal period’s mean EPS estimate from Sep 24, 2026 to Oct 24, 2026: (new ÷ prior − 1). Contributor count changed from 5 to 5; this is not the number of analysts revising. Source: FMP consensus snapshots. The ±10% axis is a display range.

Measure / period	Management expectations	Analyst expectations
Quarter ending 2026-12-30
Revenue	—	121.18M
EPS	—	1.325
Annual ending 2026-12-31
Revenue	—	457.76M
EPS	—	5.215
Annual ending 2027-12-31
Revenue	—	495.91M
EPS	—	5.688

Management figures unavailable.

What the Thesis Depends On

Three published thesis conditions, with dated milestones shown separately.

Key Factor	Why It Matters	Current Status	Break Condition	Latest Evidence
Maintain dividend payout at $0.32 per share quarterly	The bank pays a steady dividend of $0.32 per share.	Intact	Dividend per share falls below $0.32 quarterly	Dividend per share: $0.32 per share FY2026-Q2; GAAP. Published target: >=0.32 USD_PER_SHARE quarterly. Target period is not explicitly aligned with this observation. Source published Aug 4, 20260.32 USD/share · source valueSource reportLast status assessment Oct 24, 2026 Measurement source consolidated · GAAP FY2026-Q2 · Period ending Jun 30, 2026 Source: company_financial_results. Reference: ca608117-c1ea-4a1c-aec8-3c16b4b3b2b2. Source status: eligible. Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.
Earnings per share reach at least $4.75 in 2026	Earnings per share should reach about $4.75 in 2026.	Intact	EPS falls below $4.75 in FY26	Diluted EPS: $1.31 per share FY2026-Q2; GAAP. Published target: >=4.75 USD_PER_SHARE. Target period is not explicitly aligned with this observation. Source published Aug 4, 20261.31 USD/share · source valueSource reportLast status assessment Oct 24, 2026 Measurement source consolidated · GAAP FY2026-Q2 · Period ending Jun 30, 2026 Source: company_financial_results. Reference: ca608117-c1ea-4a1c-aec8-3c16b4b3b2b2. Source status: eligible. Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.
Operating income stays near $46 million quarterly	Operating income stays near $46 million, showing stable profits.	Intact	Operating income falls below $46 million quarterly	Operating income: $50.769M FY2026-Q2; GAAP. Published target: >=46 million USD. Target period is not explicitly aligned with this observation. Source published Aug 4, 202650,769,000 USD · source valueSource reportLast status assessment Oct 24, 2026 Measurement source consolidated · GAAP FY2026-Q2 · Period ending Jun 30, 2026 Source: stock_quarterly_financials_fmp. Reference: 2026-Q2. Source status: unverified. Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.

Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.

Incoming Evidence

Compare these dated observations with the operating requirements above

Expectations trend

Same fiscal period

FY2027 · fiscal year ending 2027-12-31 · fmp

FY2027 EPS$5.69

$5.56 → $5.69 · observed estimates

FY2027 revenueUnavailable

Unavailable → Unavailable · observed estimates

Exact estimates & source dates

One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.

FY2027 estimate observations · fmp
Snapshot	EPS	Revenue	EPS / revenue analysts
2026-07-24	$5.56	Unavailable	6 / 4
2026-07-25	$5.56	Unavailable	6 / 4
2026-07-26	$5.55	Unavailable	5 / 3
2026-07-27	$5.56	Unavailable	6 / 4
2026-07-28	$5.56	Unavailable	6 / 4
2026-07-29	$5.55	Unavailable	5 / 3
2026-07-30	$5.56	Unavailable	6 / 4
2026-07-31	$5.66	Unavailable	6 / 4
2026-08-01	$5.69	Unavailable	5 / 3
2026-08-02	$5.68	$495,596,400	6 / 5
2026-08-03	$5.68	Unavailable	5 / 4
2026-08-04	$5.68	Unavailable	5 / 4
2026-08-05	$5.68	Unavailable	5 / 4
2026-08-06	$5.68	Unavailable	5 / 4
2026-08-08	$5.68	Unavailable	5 / 4
2026-08-09	$5.68	$495,596,400	6 / 5
2026-08-10	$5.68	Unavailable	5 / 4
2026-08-12	$5.68	$495,596,400	6 / 5
2026-08-13	$5.68	Unavailable	5 / 4
2026-08-14	$5.68	Unavailable	5 / 4
2026-08-15	$5.68	Unavailable	5 / 4
2026-08-16	$5.68	Unavailable	5 / 4
2026-08-17	$5.68	Unavailable	5 / 4
2026-08-18	$5.68	Unavailable	5 / 4
2026-08-19	$5.68	Unavailable	5 / 4
2026-08-20	$5.68	Unavailable	5 / 4
2026-08-21	$5.68	Unavailable	5 / 4
2026-08-22	$5.68	Unavailable	5 / 4
2026-08-23	$5.68	Unavailable	5 / 4
2026-08-24	$5.68	Unavailable	5 / 4
2026-08-25	$5.68	Unavailable	5 / 4
2026-08-26	$5.68	Unavailable	5 / 4
2026-08-27	$5.68	Unavailable	5 / 4
2026-08-28	$5.68	Unavailable	5 / 4
2026-08-29	$5.68	Unavailable	5 / 4
2026-08-30	$5.68	Unavailable	5 / 4
2026-08-31	$5.68	Unavailable	5 / 4
2026-09-01	$5.68	Unavailable	5 / 4
2026-09-02	$5.68	Unavailable	5 / 4
2026-09-03	$5.68	Unavailable	5 / 4
2026-09-04	$5.68	Unavailable	5 / 4
2026-09-05	$5.68	Unavailable	5 / 4
2026-09-06	$5.68	Unavailable	5 / 4
2026-09-07	$5.68	Unavailable	5 / 4
2026-09-08	$5.68	Unavailable	5 / 4
2026-09-09	$5.68	Unavailable	5 / 4
2026-09-10	$5.68	Unavailable	5 / 4
2026-09-11	$5.68	Unavailable	5 / 4
2026-09-12	$5.68	Unavailable	5 / 4
2026-09-13	$5.68	Unavailable	5 / 4
2026-09-14	$5.68	Unavailable	5 / 4
2026-09-15	$5.68	Unavailable	5 / 4
2026-09-16	$5.68	Unavailable	5 / 4
2026-09-17	$5.68	Unavailable	5 / 4
2026-09-18	$5.68	Unavailable	5 / 4
2026-09-19	$5.68	Unavailable	5 / 4
2026-09-20	$5.68	Unavailable	5 / 4
2026-09-21	$5.68	Unavailable	5 / 4
2026-09-22	$5.68	Unavailable	5 / 4
2026-09-23	$5.68	Unavailable	5 / 4
2026-09-24	$5.69	Unavailable	5 / 4
2026-09-25	$5.69	Unavailable	5 / 4
2026-09-26	$5.69	Unavailable	5 / 4
2026-09-27	$5.69	Unavailable	5 / 4
2026-09-28	$5.69	Unavailable	5 / 4
2026-09-29	$5.69	Unavailable	5 / 4
2026-09-30	$5.69	Unavailable	5 / 4
2026-10-01	$5.69	Unavailable	5 / 4
2026-10-02	$5.69	Unavailable	5 / 4
2026-10-03	$5.69	Unavailable	5 / 4
2026-10-04	$5.69	Unavailable	5 / 4
2026-10-05	$5.69	Unavailable	5 / 4
2026-10-06	$5.69	Unavailable	5 / 4
2026-10-07	$5.69	Unavailable	5 / 4
2026-10-08	$5.69	Unavailable	5 / 4
2026-10-09	$5.69	Unavailable	5 / 4
2026-10-10	$5.69	Unavailable	5 / 4
2026-10-11	$5.69	Unavailable	5 / 4
2026-10-12	$5.69	Unavailable	5 / 4
2026-10-13	$5.69	Unavailable	5 / 4
2026-10-14	$5.69	Unavailable	5 / 4
2026-10-15	$5.69	Unavailable	5 / 4
2026-10-16	$5.69	Unavailable	5 / 4
2026-10-17	$5.69	Unavailable	5 / 4
2026-10-18	$5.69	Unavailable	5 / 4
2026-10-19	$5.69	Unavailable	5 / 4
2026-10-20	$5.69	Unavailable	5 / 4
2026-10-21	$5.69	Unavailable	5 / 4
2026-10-22	$5.69	Unavailable	5 / 4
2026-10-23	$5.69	Unavailable	5 / 4
2026-10-24	$5.69	Unavailable	5 / 4

Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.

Compare required revenue and earnings

Analyst view

Monthly observations

Buy / Strong BuyHoldSell / Strong Sell

Exact monthly counts

Monthly rating snapshots · fmp. Missing snapshots are not zero.
Date	Buy*	Hold
2026-05-01	1	4
2026-06-01	1	4
2026-07-01	1	6
2026-08-01	0	6
2026-09-01	0	6
2026-10-01	0	6

*Buy includes Strong Buy; Sell includes Strong Sell. Monthly counts describe the analyst mix, not the firms behind each recent action.

Latest: 0 Buy / Strong Buy · 6 Hold · 0 Sell / Strong Sell

0 upgrades0 downgrades0 maintains

Recent actions · Sep 25–Oct 24 · 0 recorded

Price-target changes

30 days

Individual price-target observations are unavailable.

0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior

How this is measured

Sep 25, 2026–Oct 24, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.

Outlook in Brief

The evidence, the remaining questions, and what comes next

What's improving

No recovery evidence is reported in the available driver assessments.

Still unresolved / key risks

Maintain dividend payout at $0.32 per share quarterlyDividend per share: $0.32 per share
Earnings per share reach at least $4.75 in 2026Diluted EPS: $1.31 per share
Operating income stays near $46 million quarterlyOperating income: $50.769M

Next proof point

Nov 4, 2026

Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.

Review earnings

Bottom line

3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.

The dated weekly assessment and its assumptions are available in Read detailed Outlook.

Historical risk context

Observed price history; separate from operating scenarios

Price sensitivity

0.9%Typical daily move · historical

Downside history

-14.7%Maximum drawdown · trailing year

Read detailed Outlook Company context, assumptions & risks

Stock Yards Bancorp, Inc. outlook in detail

The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.

Updated Oct 24, 2026

What kind of bet this is

This is a regional banking growth and dividend story, with recent performance supported by loan growth and margin expansion. The 1-to-3-year thesis is intact, but confidence has eased to medium and earnings quality is rated fragile.

What's priced into Stock Yards Bancorp, Inc.

SYBT trades at a 1.58 premium to peers, and the valuation evidence describes that premium as durable; overall value is rated neutral. The priced-in assessment is justified, with only weak execution quality identified as a source of fragility, rather than a broader mix of expensive valuation and turbulence.

What the fundamentals likely do

Near term, loan growth and wider margins are supporting operating income: second-quarter net interest income rose from the first quarter, and the Field & Main acquisition is complete with integration underway. The dividend also increased effective October 1, while a guidance cut, recent peer misses, and possible rate cuts remain risks; the stated near-term miss risk is low.

What Stock Yards Bancorp, Inc. hinges on

The multi-year view hinges on whether management continues integrating Field & Main and sustains loan growth and margin expansion. Near term, a guidance cut or falling rates could weigh on the business, while continued earnings strength and higher guidance from sector peers could support sector momentum.