NASDAQFinancialsFinancial - Capital MarketsSnapshot 2026-08-31
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Create your account →Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Investment Banking & Brokerage is in expansion. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar broken — Revenue reaches at least $818 million in FY26: FY26 revenue guidance $515.0M vs $818.0M target.
View ThesisRanks in the weakest quality tier of its industry — roughly the bottom 15%, softest on free-cash-flow margins.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look high — the market is pricing in about 113% growth a year, above the roughly 42% analysts expect, leaving little room for error.
View ValuationThis stock is volatile — it swings about 3% on a typical day and fell roughly 66% in its worst 12-month stretch.
View RiskFIGR's growth in the Consumer Loan Marketplace must continue to justify its valuation. Revenue grew 113% year over year, but the latest quarter missed expectations. It trades at 26× P/E versus a peer median of 24×, indicating the market prices in more growth than forecast. The primary risk is the broken revenue guidance, with FY26 revenue expected at $515 million versus a target of $818 million. Peer multiples imply a price about 108% below where it trades (it looks expensive on this basis). This read is provisional.
Trailing returns as of 2026-08-31. FIGR is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 7 analysts currently covering FIGR (as of Aug 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A consensus fair price across 8 valuation methods, at three horizons. As of 2026-08-31. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Investment Banking & Brokerage — fair value, gap to price, and forward P/E.
Advances: Accelerate growth of Consumer Loan Marketplace volume
Record volume supports growth in Consumer Loan Marketplace.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-08-31. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Advances: Provide guidance for Consumer Loan Marketplace volume
Guidance aligns with growth objectives for loan marketplace.
Advances: Provide guidance for Consumer Loan Marketplace volume
Earnings beat indicates strong performance in loan marketplace.
Buy rating suggests positive outlook for growth.
Softer sentiment indicates potential headwinds.
