FIGURE TECHNOLOGY SOLUTIONS INC (FIGR)
NASDAQFinancialsFinancial - Capital MarketsSnapshot 2026-10-15
NASDAQFinancialsFinancial - Capital MarketsSnapshot 2026-10-15
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Put FIGR beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Investment Banking & Brokerage is in expansion. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar broken — Revenue reaches at least $818 million in FY26: Revenue: $225.59M.
View ThesisRanks in the weakest quality tier of its industry — roughly the bottom 14%, softest on free-cash-flow margins.
View QualityManagement screens strong on margins, market reaction to earnings.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is highly volatile — it swings about 3% on a typical day and fell roughly 66% in its worst 12-month stretch.
View RiskFIGR depends on Consumer Loan Marketplace volume growth, yet the standing revenue pillar is broken. Revenue grew 113% year over year, though Q2 FY2026 earnings missed. FIGR trades at 18× P/E versus the 18× peer median, below its 25× historical multiple. The price reflects less growth than our forecast. Lower loan volumes threaten the growth objective, and our model puts next-quarter miss probability near 34%. Peer multiples imply a price about 8% above where it trades. The thesis has broken, and this read is provisional.
Trailing returns as of 2026-10-16. FIGR is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 8 analysts currently covering FIGR (as of Oct 2026).
Based on 3 Wall Street analysts offering 12-month price targets for FIGR in the last 4 months.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| FIGR Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 8 valuation methods, at three horizons. As of 2026-10-15. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Investment Banking & Brokerage — fair value, gap to price, and forward P/E.
Compare the value case
Put FIGR next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Threatens: Accelerate growth of Consumer Loan Marketplace volume
Lower loan volumes impact growth objective.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-10-16. EPS is implied from price ÷ P/E. Not investment advice.
Current $27.13
The last 12 months of price, then the range of analyst 12-month targets from today’s $27.13.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.

Advances: Accelerate growth of Consumer Loan Marketplace volume
Record volume supports growth in Consumer Loan Marketplace.

Advances: Provide guidance for Consumer Loan Marketplace volume
Guidance aligns with growth objectives for loan marketplace.

Advances: Provide guidance for Consumer Loan Marketplace volume
Earnings beat indicates strong performance in loan marketplace.

Buy rating suggests positive outlook for growth.
Softer sentiment indicates potential headwinds.