American Integrity Insurance Group, Inc. (AII)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-09
$25.92-1.07%
Close 2026-09-09 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-09
Intact: The reason to own it still holds.
American Integrity Insurance grows revenue fast, about 29% from 2025-Q3 to 2026-Q1. It keeps paying a steady dividend of $1.02 per share. The company has strong free cash flow with a 19% yield. Profit margins are stable near $27 million operating income in 2026-Q1.
Profit margins could weaken from $27 million in 2026-Q1. Leadership changes may disrupt execution. Revenue growth might slow below current strong levels.
The price is about 25% below our fair value near $25. Analysts expect about 30% revenue growth. We agree revenue growth is strong but margins and execution risks remain.
Breaks if: dividend per share falls below $1.00
Continue to provide a consistent dividend payout to shareholders.
This is not a price target or investment advice.
A long-form read on the 1–3 year hold thesis. It updates when the weekly evidence changes.
This investment represents a stable company with strong recent financial performance. It operates in the Financials sector, which currently has a favorable backdrop but carries some risks that could impact future results.
The market seems to have priced in a cheap valuation compared to peers, indicating that expectations may be low. There is a low level of fragility in the current market regime, suggesting that the stock is not overly sensitive to immediate shocks.
Management is focused on driving growth through voluntary market expansion and disciplined underwriting. Recent financial results have been strong, but there are mixed signals regarding capital returns to shareholders.
The future performance of AII will depend on guidance from management in the next earnings call and the performance of sector bellwethers like CB, PGR, and TRV. Positive or negative trends from these companies could significantly impact AII's trajectory.
The most important moves since the prior daily snapshot.
Yes, our read has strengthened. The latest earnings beat supports a strong growth outlook. Record pre-tax earnings indicate strong performance and drive market growth and policy expansion. There are no new threats impacting the thesis.
as of 2026-09-09
Review the evidence to watch, what would become a concern, and what would make it less concerning.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Breaks if: operating income falls below $20 million
Breaks if: quarterly revenue growth falls below 20% YoY
Overall, AII's long-term thesis remains intact due to strong recent performance and management priorities. However, investors should monitor sector developments closely. Not investment advice.