Washington Trust Bancorp, Inc. (WASH)

NASDAQFinancialsBanks - RegionalSnapshot 2026-10-23

$39.02-0.54%

Close 2026-10-23 · 1-day change

Investment OutlookAs of Oct 24, 2026

What could strengthen or challenge Washington Trust Bancorp, Inc.’s outlook?

The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.

Higher potential upsideImproving expectations

Next-FY EPS estimate change · 30 days

Comparable estimates unavailable

+10% or more+5%0%−5%−10% or less

A matching fiscal period and sufficient coverage are required.

Higher risk of downsideWeakening expectations

One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.

How this is measured

The calculation requires same-period, same-provider snapshots, positive EPS, at least five analysts and a baseline within three days of the requested lookback.

Measure / period	Management expectations	Analyst expectations
Quarter ending 2026-12-30
Revenue	—	64.31M
EPS	—	0.859
Annual ending 2026-12-31
Revenue	—	246.89M
EPS	—	3.29
Annual ending 2027-12-31
Revenue	—	262.9M
EPS	—	3.585

Management figures unavailable.

What the Thesis Depends On

4 published thesis conditions, with dated milestones shown separately.

Key Factor	Why It Matters	Current Status	Break Condition	Latest Evidence
Manage credit losses to avoid large charge-offs	A primary condition in Washington Trust Bancorp, Inc.'s published investment case. The stated target is Credit losses remain below $7 million per quarter.	Intact	Quarterly credit losses exceed $7 million	Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Source date unavailableLast status assessment Oct 24, 2026Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.
Maintain dividend at $0.56 per share	Washington Trust Bancorp keeps paying a steady dividend of $0.56 per share.	Intact	Dividend per share falls below $0.56	Dividend per share: $0.56 per share FY2026-Q2; GAAP. Published target: >=0.56 USD per share. The stored target says 2026-Q1; this source reports FY2026-Q2. Fiscal/calendar alignment needs review. Source published Aug 6, 20260.56 USD/share · source valueSource reportLast status assessment Oct 24, 2026 Measurement source consolidated · GAAP FY2026-Q2 · Period ending Jun 30, 2026 Source: company_financial_results. Reference: 1db244e6-0401-483c-a41f-fc10bee0bbdb. Source status: eligible. Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement. Management context Stated in 3 of 3 supplied quarters. The declared dividend remained $0.56 per share in 2026-Q1 and 2026-Q3, while reported revenue was $57,828,000 in Q1 and $60,465,000 in Q2. The unchanged quarterly declaration is delivery on the stated dividend practice; the supplied evidence does not provide Q3 revenue in the financials array. Delivery assessment Oct 24, 2026
EPS near $2.7 in FY26	Analysts expect earnings per share near $2.7 in 2026.	Improving	EPS falls below $2.69 in FY26	Diluted EPS: $0.83 per share FY2026-Q2; GAAP. Published target: >=2.69 USD per share. Target period is not explicitly aligned with this observation. Source published Aug 6, 20260.83 USD/share · source valueSource reportLast status assessment Oct 24, 2026 Measurement source consolidated · GAAP FY2026-Q2 · Period ending Jun 30, 2026 Source: company_financial_results. Reference: 1db244e6-0401-483c-a41f-fc10bee0bbdb. Source status: eligible. Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.
Repurchase up to 850,000 shares in 2026	A supporting condition in Washington Trust Bancorp, Inc.'s published investment case. The stated target is Repurchase up to 850,000 shares in 2026.	Intact	Buyback program is cancelled or materially reduced	Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Source date unavailableLast status assessment Oct 24, 2026Compare required operating outcomes Compare scope, accounting basis and period before treating this evidence as progress against an annual requirement.

Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.

Incoming Evidence

Compare these dated observations with the operating requirements above

Expectations trend

Same fiscal period

FY2027 · fiscal year ending 2027-12-31 · fmp

FY2027 EPS: comparable history unavailable.

FY2027 revenue: comparable history unavailable.

Exact estimates & source dates

One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.

FY2027 estimate observations · fmp
Snapshot	EPS	Revenue	EPS / revenue analysts
2026-07-24	Unavailable	Unavailable	3 / 2
2026-07-25	Unavailable	Unavailable	3 / 2
2026-07-26	Unavailable	Unavailable	3 / 2
2026-07-27	Unavailable	Unavailable	4 / 2
2026-07-28	Unavailable	Unavailable	3 / 2
2026-07-29	Unavailable	Unavailable	4 / 2
2026-07-30	Unavailable	Unavailable	3 / 2
2026-07-31	Unavailable	Unavailable	4 / 2
2026-08-01	Unavailable	Unavailable	3 / 2
2026-08-02	Unavailable	Unavailable	3 / 2
2026-08-03	Unavailable	Unavailable	4 / 2
2026-08-04	Unavailable	Unavailable	3 / 2
2026-08-05	Unavailable	Unavailable	4 / 2
2026-08-06	Unavailable	Unavailable	4 / 2
2026-08-08	Unavailable	Unavailable	4 / 2
2026-08-09	Unavailable	Unavailable	4 / 2
2026-08-10	Unavailable	Unavailable	3 / 2
2026-08-12	Unavailable	Unavailable	4 / 2
2026-08-13	Unavailable	Unavailable	3 / 2
2026-08-14	Unavailable	Unavailable	3 / 2
2026-08-15	Unavailable	Unavailable	3 / 2
2026-08-16	Unavailable	Unavailable	3 / 2
2026-08-17	Unavailable	Unavailable	3 / 2
2026-08-18	Unavailable	Unavailable	3 / 2
2026-08-19	Unavailable	Unavailable	3 / 2
2026-08-20	Unavailable	Unavailable	3 / 2
2026-08-21	Unavailable	Unavailable	3 / 2
2026-08-22	Unavailable	Unavailable	3 / 2
2026-08-23	Unavailable	Unavailable	3 / 2
2026-08-24	Unavailable	Unavailable	3 / 2
2026-08-25	Unavailable	Unavailable	3 / 2
2026-08-26	Unavailable	Unavailable	3 / 2
2026-08-27	Unavailable	Unavailable	3 / 2
2026-08-28	Unavailable	Unavailable	3 / 2
2026-08-29	Unavailable	Unavailable	3 / 2
2026-08-30	Unavailable	Unavailable	3 / 2
2026-08-31	Unavailable	Unavailable	3 / 2
2026-09-01	Unavailable	Unavailable	3 / 2
2026-09-02	Unavailable	Unavailable	3 / 2
2026-09-03	Unavailable	Unavailable	3 / 2
2026-09-04	Unavailable	Unavailable	3 / 2
2026-09-05	Unavailable	Unavailable	3 / 2
2026-09-06	Unavailable	Unavailable	3 / 2
2026-09-07	Unavailable	Unavailable	3 / 2
2026-09-08	Unavailable	Unavailable	3 / 2
2026-09-09	Unavailable	Unavailable	3 / 2
2026-09-10	Unavailable	Unavailable	3 / 2
2026-09-11	Unavailable	Unavailable	3 / 2
2026-09-12	Unavailable	Unavailable	3 / 2
2026-09-13	Unavailable	Unavailable	3 / 2
2026-09-14	Unavailable	Unavailable	3 / 2
2026-09-15	Unavailable	Unavailable	3 / 2
2026-09-16	Unavailable	Unavailable	3 / 2
2026-09-17	Unavailable	Unavailable	3 / 2
2026-09-18	Unavailable	Unavailable	3 / 2
2026-09-19	Unavailable	Unavailable	3 / 2
2026-09-20	Unavailable	Unavailable	3 / 2
2026-09-21	Unavailable	Unavailable	3 / 2
2026-09-22	Unavailable	Unavailable	3 / 2
2026-09-23	Unavailable	Unavailable	3 / 2
2026-09-24	Unavailable	Unavailable	3 / 2
2026-09-25	Unavailable	Unavailable	3 / 2
2026-09-26	Unavailable	Unavailable	3 / 2
2026-09-27	Unavailable	Unavailable	3 / 2
2026-09-28	Unavailable	Unavailable	3 / 2
2026-09-29	Unavailable	Unavailable	3 / 2
2026-09-30	Unavailable	Unavailable	3 / 2
2026-10-01	Unavailable	Unavailable	3 / 2
2026-10-02	Unavailable	Unavailable	3 / 2
2026-10-03	Unavailable	Unavailable	3 / 2
2026-10-04	Unavailable	Unavailable	3 / 2
2026-10-05	Unavailable	Unavailable	3 / 2
2026-10-06	Unavailable	Unavailable	3 / 2
2026-10-07	Unavailable	Unavailable	3 / 2
2026-10-08	Unavailable	Unavailable	3 / 2
2026-10-09	Unavailable	Unavailable	3 / 2
2026-10-10	Unavailable	Unavailable	3 / 2
2026-10-11	Unavailable	Unavailable	3 / 2
2026-10-12	Unavailable	Unavailable	3 / 2
2026-10-13	Unavailable	Unavailable	3 / 2
2026-10-14	Unavailable	Unavailable	3 / 2
2026-10-15	Unavailable	Unavailable	3 / 2
2026-10-16	Unavailable	Unavailable	3 / 2
2026-10-17	Unavailable	Unavailable	3 / 2
2026-10-18	Unavailable	Unavailable	3 / 2
2026-10-19	Unavailable	Unavailable	3 / 2
2026-10-20	Unavailable	Unavailable	3 / 2
2026-10-21	Unavailable	Unavailable	3 / 2
2026-10-22	Unavailable	Unavailable	3 / 1
2026-10-23	Unavailable	Unavailable	3 / 1
2026-10-24	Unavailable	Unavailable	3 / 2

Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.

Compare required revenue and earnings

Analyst view

Monthly observations

Buy / Strong BuyHoldSell / Strong Sell

Exact monthly counts

Monthly rating snapshots · fmp. Missing snapshots are not zero.
Date	Buy*	Hold
2026-05-01	1	3
2026-06-01	1	3
2026-07-01	1	4
2026-08-01	1	4
2026-09-01	0	4
2026-10-01	0	4

*Buy includes Strong Buy; Sell includes Strong Sell. Monthly counts describe the analyst mix, not the firms behind each recent action.

Latest: 0 Buy / Strong Buy · 4 Hold · 0 Sell / Strong Sell

0 upgrades0 downgrades1 maintains

Recent actions · Sep 25–Oct 24 · 1 recorded

Price-target changes

30 days

Individual price-target observations are unavailable.

0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior

How this is measured

Sep 25, 2026–Oct 24, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.

Outlook in Brief

The evidence, the remaining questions, and what comes next

What's improving

No recovery evidence is reported in the available driver assessments.

Still unresolved / key risks

Manage credit losses to avoid large charge-offsDirect metric needs a verified mapping
Maintain dividend at $0.56 per shareDividend per share: $0.56 per share
EPS near $2.7 in FY26Diluted EPS: $0.83 per share
Repurchase up to 850,000 shares in 2026Direct metric needs a verified mapping

Next proof point

Next earnings date unavailable

Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.

Review earnings

Bottom line

4 of 4 published conditions remain under pressure or need verification. The next results need to address those conditions.

The dated weekly assessment and its assumptions are available in Read detailed Outlook.

Historical risk context

Observed price history; separate from operating scenarios

Price sensitivity

0.9%Typical daily move · historical

Downside history

-17.6%Maximum drawdown · trailing year

Read detailed Outlook Company context, assumptions & risks

Washington Trust Bancorp, Inc. outlook in detail

The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.

Updated Oct 24, 2026

What kind of bet this is

This is a regional financial business with a measured-growth and dividend focus, rather than a clear turnaround or high-growth story. The multi-year view is watchful: management appears stable, but recent financial performance is weak and earnings quality is fragile.

What's priced into Washington Trust Bancorp, Inc.

Valuation is described as aligned with expectations, with a modest premium versus peers and no pronounced expectations gap. The valuation measure rose recently, while the evidence does not show that the market is pricing in a major improvement in business performance.

What the fundamentals likely do

Near-term results have included earnings beats, revenue growth across the supplied quarters, higher loan balances, and record deposits. Management has repeated its sustainable-growth priority and maintained the quarterly dividend, but evidence of repurchase execution is limited. Weak performance versus the industry cohort and sector headwinds remain risks.

What Washington Trust Bancorp, Inc. hinges on

The near-term thesis would weaken if WASH cuts guidance, or if falling rates weigh on financial-sector conditions. Continued earnings strength and higher guidance from sector bellwethers could support sector momentum, though the supplied evidence does not establish that WASH will share fully in it.

Bottom line

Over the next one to three years, WASH's long-term thesis depends on turning recent operating growth and earnings beats into stronger, more durable performance relative to its peers. Valuation appears broadly aligned with expectations, but weak relative results and fragile earnings quality keep the thesis in watch territory. Not investment advice.

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.

Measure / period	Management expectations	Analyst expectations
Quarter ending 2026-12-30
Revenue	—	64.31M
EPS	—	0.859
Annual ending 2026-12-31
Revenue	—	246.89M
EPS	—	3.29
Annual ending 2027-12-31
Revenue	—	262.9M
EPS	—	3.585

Expectations trend

Same fiscal period

FY2027 · fiscal year ending 2027-12-31 · fmp

FY2027 EPS: comparable history unavailable.

FY2027 revenue: comparable history unavailable.

Exact estimates & source dates

FY2027 estimate observations · fmp
Snapshot	EPS	Revenue	EPS / revenue analysts
2026-07-24	Unavailable	Unavailable	3 / 2
2026-07-25	Unavailable	Unavailable	3 / 2
2026-07-26	Unavailable	Unavailable	3 / 2
2026-07-27	Unavailable	Unavailable	4 / 2
2026-07-28	Unavailable	Unavailable	3 / 2
2026-07-29	Unavailable	Unavailable	4 / 2
2026-07-30	Unavailable	Unavailable	3 / 2
2026-07-31	Unavailable	Unavailable	4 / 2
2026-08-01	Unavailable	Unavailable	3 / 2
2026-08-02	Unavailable	Unavailable	3 / 2
2026-08-03	Unavailable	Unavailable	4 / 2
2026-08-04	Unavailable	Unavailable	3 / 2
2026-08-05	Unavailable	Unavailable	4 / 2
2026-08-06	Unavailable	Unavailable	4 / 2
2026-08-08	Unavailable	Unavailable	4 / 2
2026-08-09	Unavailable	Unavailable	4 / 2
2026-08-10	Unavailable	Unavailable	3 / 2
2026-08-12	Unavailable	Unavailable	4 / 2
2026-08-13	Unavailable	Unavailable	3 / 2
2026-08-14	Unavailable	Unavailable	3 / 2
2026-08-15	Unavailable	Unavailable	3 / 2
2026-08-16	Unavailable	Unavailable	3 / 2
2026-08-17	Unavailable	Unavailable	3 / 2
2026-08-18	Unavailable	Unavailable	3 / 2
2026-08-19	Unavailable	Unavailable	3 / 2
2026-08-20	Unavailable	Unavailable	3 / 2
2026-08-21	Unavailable	Unavailable	3 / 2
2026-08-22	Unavailable	Unavailable	3 / 2
2026-08-23	Unavailable	Unavailable	3 / 2
2026-08-24	Unavailable	Unavailable	3 / 2
2026-08-25	Unavailable	Unavailable	3 / 2
2026-08-26	Unavailable	Unavailable	3 / 2
2026-08-27	Unavailable	Unavailable	3 / 2
2026-08-28	Unavailable	Unavailable	3 / 2
2026-08-29	Unavailable	Unavailable	3 / 2
2026-08-30	Unavailable	Unavailable	3 / 2
2026-08-31	Unavailable	Unavailable	3 / 2
2026-09-01	Unavailable	Unavailable	3 / 2
2026-09-02	Unavailable	Unavailable	3 / 2
2026-09-03	Unavailable	Unavailable	3 / 2
2026-09-04	Unavailable	Unavailable	3 / 2
2026-09-05	Unavailable	Unavailable	3 / 2
2026-09-06	Unavailable	Unavailable	3 / 2
2026-09-07	Unavailable	Unavailable	3 / 2
2026-09-08	Unavailable	Unavailable	3 / 2
2026-09-09	Unavailable	Unavailable	3 / 2
2026-09-10	Unavailable	Unavailable	3 / 2
2026-09-11	Unavailable	Unavailable	3 / 2
2026-09-12	Unavailable	Unavailable	3 / 2
2026-09-13	Unavailable	Unavailable	3 / 2
2026-09-14	Unavailable	Unavailable	3 / 2
2026-09-15	Unavailable	Unavailable	3 / 2
2026-09-16	Unavailable	Unavailable	3 / 2
2026-09-17	Unavailable	Unavailable	3 / 2
2026-09-18	Unavailable	Unavailable	3 / 2
2026-09-19	Unavailable	Unavailable	3 / 2
2026-09-20	Unavailable	Unavailable	3 / 2
2026-09-21	Unavailable	Unavailable	3 / 2
2026-09-22	Unavailable	Unavailable	3 / 2
2026-09-23	Unavailable	Unavailable	3 / 2
2026-09-24	Unavailable	Unavailable	3 / 2
2026-09-25	Unavailable	Unavailable	3 / 2
2026-09-26	Unavailable	Unavailable	3 / 2
2026-09-27	Unavailable	Unavailable	3 / 2
2026-09-28	Unavailable	Unavailable	3 / 2
2026-09-29	Unavailable	Unavailable	3 / 2
2026-09-30	Unavailable	Unavailable	3 / 2
2026-10-01	Unavailable	Unavailable	3 / 2
2026-10-02	Unavailable	Unavailable	3 / 2
2026-10-03	Unavailable	Unavailable	3 / 2
2026-10-04	Unavailable	Unavailable	3 / 2
2026-10-05	Unavailable	Unavailable	3 / 2
2026-10-06	Unavailable	Unavailable	3 / 2
2026-10-07	Unavailable	Unavailable	3 / 2
2026-10-08	Unavailable	Unavailable	3 / 2
2026-10-09	Unavailable	Unavailable	3 / 2
2026-10-10	Unavailable	Unavailable	3 / 2
2026-10-11	Unavailable	Unavailable	3 / 2
2026-10-12	Unavailable	Unavailable	3 / 2
2026-10-13	Unavailable	Unavailable	3 / 2
2026-10-14	Unavailable	Unavailable	3 / 2
2026-10-15	Unavailable	Unavailable	3 / 2
2026-10-16	Unavailable	Unavailable	3 / 2
2026-10-17	Unavailable	Unavailable	3 / 2
2026-10-18	Unavailable	Unavailable	3 / 2
2026-10-19	Unavailable	Unavailable	3 / 2
2026-10-20	Unavailable	Unavailable	3 / 2
2026-10-21	Unavailable	Unavailable	3 / 2
2026-10-22	Unavailable	Unavailable	3 / 1
2026-10-23	Unavailable	Unavailable	3 / 1
2026-10-24	Unavailable	Unavailable	3 / 2

Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.

Compare required revenue and earnings